44 Division Street, Cramahe, ON

$420,000
MLS#:X13620690
3 beds
1 baths
1100-1500 sqft
2.0 parking
Residential Freehold
44 Division Street, Cramahe, ON K0K 1S0

Property Highlights

Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of Colborne. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $420,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 84.15 x 167 ft lot
  • 2.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Water Heater Owned
  • Efficient forced air heating via gas

Description

Welcome to this well-maintained 3 bedroom semi-bungalow in the charming village of Colborne. Offering the convenience of one-floor living, this home features a practical and functional layout that is ideal for first-time buyers, downsizers, or anyone looking for comfortable, low-maintenance living.Perfectly situated within walking distance of Colborne's quaint downtown shops, restaurants and everyday amenities, and just 3 minutes from Highway 401, you'll enjoy the best of small-town living with an easy commute.Set on an impressive 85 x 165 ft lot, the backyard is a standout feature, offering an abundance of space for gardening, entertaining, children, pets, or simply enjoying your own private outdoor retreat.The home has seen numerous updates, including new windows, roof, soffits and fascia, some newer flooring, neutral décor, and an EV charging plug. Enjoy year-round comfort with forced air gas heating and central air conditioning. The attached carport offers the convenience of covered parking, keeping your vehicle sheltered from the elements and eliminating winter snow clearing.Move-in ready and full of potential, this is a fantastic opportunity to enjoy affordable living in one of Northumberland County's most welcoming communities.

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Property Summary

This detached home located at 44 Division Street, Cramahe is currently for sale and has been available on SousaSells for 7 days. This property is listed at $420,000 with an estimated mortgage of $1,398* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 44 Division Street, Cramahe is in the Colborne neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Colborne, Cramahe.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Cramahe.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/30/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementNone
Lot Size84.15 × 167 Feet
CountyNorthumberland
Annual Tax$2,006
Legal DescriptionPT LT 511 PL REID CRAMAHE PT 2, 38R3697; CRAMAHE

Parking & Garage

Parking Total2.0
Parking Space1
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 44 Division Street, Cramahe, ON

Q.What is the asking price for 44 Division Street, Cramahe, ON ?

The current listing price for 44 Division Street, Cramahe, ON in Colborne, Cramahe is $420,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 44 Division Street, Cramahe, ON ?

44 Division Street, Cramahe, ON is a Semi-Detached (Bungalow) featuring a None basement.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Carport).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

Location

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44 Division Street, Cramahe, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 44 Division Street, Cramahe, ON K0K 1S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cramahe.

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Interest Rate4.00%
Down Payment$126,000 (30.0%)
* Minimum Canadian down payment required for this price is $21,000.
Amortization Period30 Years
Estimated Monthly Payment$1,398Based on a loan of $294,000 over 30 years.
Purchase Price$420,000
Loan Amount$294,000
Provincial Land Transfer Tax:$4,875
Total Estimated Closing Taxes:$4,875

About Purchasing a Home in Cramahe, ON

For a property listed at $420,000 in Cramahe, the legal minimum down payment is $21,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,875 for this transaction. As this listing is in Cramahe (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,875.

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Colborne, Cramahe Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Colborne, Cramahe.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$759,269

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Colborne, Cramahe

Elementary Schools

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Secondary Schools

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Colborne, Cramahe Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.