23 Earl Street, Kingston, ON

$849,900
MLS#:X13556064
2 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of 14 - Central City East. Expertly crafted featuring premium stone construction, this residence presents an exceptional opportunity offered at $849,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a spacious lot (Feet)
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Located in the desirable Sydenham Ward, this wonderful two-storey semi-detached limestone home is truly a rare and beautiful offering. Stylishly finished while retaining its historic character and form, the home presents an extraordinary opportunity to own a remarkable piece of history in an exceptional location. The main floor features a bright and spacious living room with exposed limestone walls, a charming kitchen complete with suspended shelving, pine cupboards and fireplace, an updated two-piece bathroom, and a dining room with glass doors leading to the private stone courtyard. Upstairs you'll find two bedrooms, including a serene primary retreat with rooftop walkout, along with a full bathroom updated with a newer vanity and quartz countertop. The lower level provides generous storage space and laundry area. Beyond your private and fully fenced courtyard are two parking spaces, though you'll likely leave the car behind to enjoy this exceptional walkable location, just steps from Kingston's finest restaurants, local shops, Market Square, Queen's University and Lake Ontario. Beautifully finished and recently painted throughout, this lovely home offers an unparalleled lifestyle in the heart of the historic downtown.

Upcoming Open Houses

Sunday, July 19, 20262:00 PM - 4:00 PMPublic

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Property Summary

This detached home located at 23 Earl Street, Kingston is currently for sale and has been available on SousaSells for 3 days. This property is listed at $849,900 with an estimated mortgage of $2,829* per month. It has 2 beds, 2 bathrooms, and is 1100-1500 square feet. 23 Earl Street, Kingston is in the 14 - Central City East neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionStone
BasementUnfinished
CountyFrontenac
Annual Tax$6,414.4
Legal DescriptionPT LT 41 ORIGINAL SURVEY KINGSTON CITY; PT LT 68 ORIGINAL SURVEY KINGSTON CITY PT 1, 5 & 8 13R13304 ; T/W FR689001; S/T INTEREST IN FR339694; KINGSTON; THE COUNTY OF FRONTENAC

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Hospital, Lake Access, Library, Park, Public Transit

Interior Features

Carpet Free

Security Features

Community Features

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Location

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23 Earl Street, Kingston, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 23 Earl Street, Kingston, ON K7L 2G4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

Configure Loan Settings

Interest Rate4.00%
Down Payment$254,970 (30.0%)
* Minimum Canadian down payment required for this price is $59,990.
Amortization Period30 Years
Estimated Monthly Payment$2,829Based on a loan of $594,930 over 30 years.
Purchase Price$849,900
Loan Amount$594,930
Provincial Land Transfer Tax:$13,473
Total Estimated Closing Taxes:$13,473

About Purchasing a Home in Kingston, ON

For a property listed at $849,900 in Kingston, the legal minimum down payment is $59,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,473 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 14 - Central City East, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$1,006,863

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Local Schools Guide

Elementary Schools

Winston Churchill
Public530 Earl Street, Kingston, Ontario, K7L 2K3
7.7
Rideau
Public9 Dundas Street, Kingston, Ontario, K7L 1N2
7.8
Cathedrale
Public301 Johnson Street, Kingston, Ontario, K7L 1Y5
5.8
Sir John A. Macdonald
PublicJohnson Street, Kingston, Ontario, K7L 5G2
6.0
Central
Public237 Sydenham Street, Kingston, Ontario, K7K 3M3
5.0

Secondary Schools

Kingston
Public235 Frontenac Street, Kingston, Ontario, K7L 3S7
6.2
Mille-Iles
Public158 Patrick Street, Kingston, Ontario, K7K 3P5
7.0
Regiopolis/Notre-Dame
Public130 Russell Street, Kingston, Ontario, K7K 2E9
6.9
Loyalist
Public153 Van Order Drive, Kingston, Ontario, K7M 1B9
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.