80 Loretta Drive, Niagara-on-the-Lake, ON

$999,000
MLS#:X13608734
4 beds
3 baths
1500-2000 sqft
4.0 parking
Residential Freehold
80 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $999,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 37 x 122 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to your own private backyard retreat in the heart of Virgil! This beautifully updated 4-bedroom family home offers over 2,700 sq ft of finished living space and is perfectly timed for summer enjoyment with a stunning heated in-ground pool, covered outdoor entertaining area, and a spacious pie-shaped lot with no rear residential neighbours. Step inside to a bright, open-concept main floor featuring engineered hardwood flooring, a kitchen with stone countertops, stainless steel appliances, a large island, and spacious living and dining areas designed for everyday living and entertaining. Large windows and a walkout to the covered porch create a seamless connection between indoor and outdoor living. Upstairs, you'll find four generously sized bedrooms on one level, an increasingly rare and highly sought-after layout for growing families, guests, or those needing dedicated home office space. The beautifully appointed bathroom features a soaker tub and separate shower. The finished lower level provides exceptional flexibility with a full bathroom, bedroom, recreation area, exercise space, and ample room for extended family, guests, hobbies, or work-from-home needs. Outside, enjoy summer days by the pool, family gatherings under the covered porch, and plenty of green space for children, pets, gardening, or outdoor activities. Mature trees and the ravine setting create a peaceful backdrop while still keeping you close to everything that makes Niagara-on-the-Lake special. Located on one of Virgil's most desirable streets and just steps from parks, walking trails, splash pads, schools, wineries, and local amenities, this move-in-ready home offers the perfect blend of comfort, lifestyle, and location. Nothing to do but move in and enjoy summer by the pool.

Upcoming Open Houses

Sunday, August 9, 20262:00 PM - 4:00 PMPublic
Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 80 Loretta Drive, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 10 days. This property is listed at $999,000 with an estimated mortgage of $3,325* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 80 Loretta Drive, Niagara-on-the-Lake is in the 108 - Virgil neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 108 - Virgil, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 108 - Virgil, Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/27/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick Front, Vinyl Siding
BasementFull, Finished
Lot Size37 × 122 Feet
CountyNiagara
Annual Tax$5,026.67
Legal DescriptionLOT 79, PLAN 30M304; S/T RIGHT AS IN NR76100; NIAGARA ON THE LAKE

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Greenbelt/Conservation
  • Rec./Commun.Centre
  • Library
  • Park

Interior Features

  • Water Softener

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 80 Loretta Drive, Niagara-on-the-Lake, ON

Q.What is the asking price for 80 Loretta Drive, Niagara-on-the-Lake, ON ?

The current listing price for 80 Loretta Drive, Niagara-on-the-Lake, ON in 108 - Virgil, Niagara-on-the-Lake is $999,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 80 Loretta Drive, Niagara-on-the-Lake, ON ?

80 Loretta Drive, Niagara-on-the-Lake, ON is a Detached (2-Storey) featuring a Full, Finished basement.

Q.What key property features does 80 Loretta Drive, Niagara-on-the-Lake, ON offer?

Key property features include: Greenbelt/Conservation, Rec./Commun.Centre, Library, Park.

Q.What interior features are included in this home?

Interior highlights include: Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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80 Loretta Drive, Niagara-on-the-Lake, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 80 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

Configure Loan Settings

Interest Rate4.00%
Down Payment$299,700 (30.0%)
* Minimum Canadian down payment required for this price is $74,900.
Amortization Period30 Years
Estimated Monthly Payment$3,325Based on a loan of $699,300 over 30 years.
Purchase Price$999,000
Loan Amount$699,300
Provincial Land Transfer Tax:$16,455
Total Estimated Closing Taxes:$16,455

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $999,000 in Niagara-on-the-Lake, the legal minimum down payment is $74,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,455 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,455.

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108 - Virgil, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 108 - Virgil, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$2,368,709

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 108 - Virgil, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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108 - Virgil, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.