4 Lorne Street, Smiths Falls, ON

$375,000
MLS#:X13617118
3 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
4 Lorne Street, Smiths Falls, ON K7A 3K5

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 901 - Smiths Falls. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $375,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 43.05 x 89 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Move in ready and showcasing pride of ownership throughout! This beautifully maintained home blends thoughtful updates with timeless charm. Freshly painted throughout with stylish new lighting, including smart home features, this bright and inviting property offers a modern feel while maintaining its warm, welcoming character. Designed for flexibility, the main floor features an office or 3rd bedroom, a full 3 piece bathroom, plus a convenient powder room/laundry combination, making one level living an easy option. The living room features vaulted ceilings, while the open concept kitchen and dining area offer plenty of cabinetry, generous counter space, and is perfect for everyday living and entertaining. Upstairs you'll find two generously sized bedrooms, along with two separate attic storage spaces offering convenient extra storage. Outside, pride of ownership continues with a fenced backyard highlighted by a stunning Japanese cherry blossom tree, mature perennial gardens, paved driveway and walkway, enclosed front porch, and two handy storage sheds. Enjoy the expansive multi level deck where you can relax, entertain, and even enjoy the Canada Day fireworks right from home. Thoughtfully maintained and updated, this home features a steel roof, a newer natural gas forced air furnace, central air conditioning, a tankless on demand hot water system, and a sump pump in the crawlspace. Spray foam insulation has also been added to the crawlspace walls and beneath the front porch floor, improving comfort and energy efficiency. Together, these features provide comfort and peace of mind for years to come. Whether you're purchasing your first home, downsizing, or simply looking for a property that's truly move in ready, this one checks all the boxes. Just unpack, settle in, and enjoy.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 4 Lorne Street, Smiths Falls is currently for sale and has been available on SousaSells for 8 days. This property is listed at $375,000 with an estimated mortgage of $1,248* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 4 Lorne Street, Smiths Falls is in the 901 - Smiths Falls neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 901 - Smiths Falls, Smiths Falls.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Smiths Falls.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementCrawl Space
Lot Size43.05 × 89 Feet
CountyLanark
Annual Tax$2,816.59
Legal DescriptionLT 13 PL 17462 LANARK S MONTAGUE TOWN OF SMITHS FALLS

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard

Interior Features

  • Carpet Free
  • On Demand Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 4 Lorne Street, Smiths Falls, ON

Q.What is the asking price for 4 Lorne Street, Smiths Falls, ON ?

The current listing price for 4 Lorne Street, Smiths Falls, ON in 901 - Smiths Falls, Smiths Falls is $375,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 4 Lorne Street, Smiths Falls, ON ?

4 Lorne Street, Smiths Falls, ON is a Detached (1 1/2 Storey) featuring a Crawl Space basement.

Q.What key property features does 4 Lorne Street, Smiths Falls, ON offer?

Key property features include: Fenced Yard.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, On Demand Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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4 Lorne Street, Smiths Falls, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4 Lorne Street, Smiths Falls, ON K7A 3K5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.

Configure Loan Settings

Interest Rate4.00%
Down Payment$112,500 (30.0%)
* Minimum Canadian down payment required for this price is $18,750.
Amortization Period30 Years
Estimated Monthly Payment$1,248Based on a loan of $262,500 over 30 years.
Purchase Price$375,000
Loan Amount$262,500
Provincial Land Transfer Tax:$4,100
Total Estimated Closing Taxes:$4,100

About Purchasing a Home in Smiths Falls, ON

For a property listed at $375,000 in Smiths Falls, the legal minimum down payment is $18,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,100 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,100.

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901 - Smiths Falls, Smiths Falls Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 901 - Smiths Falls, Smiths Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$440,567

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 901 - Smiths Falls, Smiths Falls

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

901 - Smiths Falls, Smiths Falls Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.