163 Lakeshore Road, St. Catharines, ON

$724,900
MLS#:X13536452
4 beds
2 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit 4 detached located in the coveted neighborhood of 437 - Lakeshore. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $724,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 70 x 150 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this spacious and versatile multi-level family home in St. Catharines' desirable North End. Offering 4 bedrooms with hardwood floors and multiple living spaces, this home is designed to accommodate growing families, entertaining, and today's flexible lifestyles. Step into the bright main level, complemented by a finished ground level featuring an additional family room and a finished lower-level space dedicated to a play area or home office. It is perfect for a remote worker, hobbyist, or for giving everyone room to spread out. A true standout is the impressive detached in-tandem 2-car garage, featuring vaulted ceilings to accommodate a car lift, skylights that flood the space with natural light, hydro and convenient backyard access. Whether you are a car enthusiast, need a workshop, or simply want exceptional storage, this versatile space offers endless possibilities. Step outside to discover a beautifully landscaped, oversized fully fenced backyard that offers exceptional privacy from the mature trees. An uncommon find within the city. Enjoy summer barbecues, family gatherings, or quiet evenings on the patio while taking in the peaceful surroundings. Situated on a main road for easy commuting and everyday convenience, the home also features a circular driveway, providing effortless access, ample parking, and a welcoming valet-style arrival for family and guests. Combining generous living space, a unique garage, a private backyard oasis, and an unbeatable North End location, this is a home that truly offers something for everyone.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit 4
ConstructionBrick, Vinyl Siding
BasementPartially Finished
Lot Size70 × 150 Feet
CountyNiagara
Annual Tax$5,738
Legal DescriptionLT 2 PL 537 ; S/T RO93369 ST. CATHARINES

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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163 Lakeshore Road, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 163 Lakeshore Road, St. Catharines, ON L2N 2V2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate5.25%
Down Payment$47,490 (6.6%)
* Minimum Canadian down payment required for this price is $47,490.
Amortization Period25 Years
Estimated Monthly Payment$4,037Based on a loan of $677,410 over 25 years.
Purchase Price$724,900
Loan Amount$677,410
Provincial Land Transfer Tax:$10,973
Total Estimated Closing Taxes:$10,973

About Purchasing a Home in St. Catharines, ON

For a property listed at $724,900 in St. Catharines, the legal minimum down payment is $47,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,973 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,973.

Nearby Listings

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No current listings found in St. Catharines.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$706,197

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.