118 INKERMAN Street, St. Thomas, ON

$425,000
MLS#:X13551454
4 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $425,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 49 x 178 ft lot
  • Features a unfinished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully maintained 4-bedroom, 2-bathroom family home offering over 1,500 sq. ft. of comfortable living space on an impressive 9,440 sq. ft. lot. With a functional layout, generous room sizes, and exceptional outdoor living, this home is perfect for growing families.The main floor features a spacious primary bedroom complete with a private 3-piece ensuite featuring a relaxing soaker tub. You'll also appreciate the convenience of main-floor laundry and a brand-new 4-piece bathroom. The oversized kitchen offers an abundance of cabinetry and counter space and comes equipped with a stainless steel refrigerator and electric stove, making it the perfect space for everyday living and entertaining.Upstairs you'll find two generously sized bedrooms, while the home offers plenty of storage throughout. The unfinished basement provides endless possibilities to customize additional living space, a home gym, workshop, or extra storage to suit your needs.Step outside and fall in love with the backyard oasis. The large, newly resealed deck is ideal for entertaining or relaxing while overlooking the 26' above-ground pool. Beautiful, mature perennial gardens surround both the front and back yard, creating a private and picturesque setting you'll enjoy throughout the seasons. A detached garage/workshop offers excellent space for hobbies, projects, or additional storage, while the driveway comfortably accommodates up to four vehicles.Ideally situated just around the corner from an elementary school and within walking distance to shopping, restaurants, parks, and all everyday amenities, this location offers outstanding convenience while maintaining a welcoming neighbourhood feel.This move-in-ready home combines space, functionality, and exceptional outdoor living in a fantastic location. Don't miss your opportunity to make this wonderful property your next home!

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Property Summary

This detached home located at 118 INKERMAN Street, St. Thomas is currently for sale and has been available on SousaSells for 1 day. This property is listed at $425,000 with an estimated mortgage of $1,415* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 118 INKERMAN Street, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementUnfinished, Partial Basement
Lot Size49 × 178 Feet
CountyElgin
Annual Tax$2,841
Legal DescriptionPT LT 116 PL 59 YARMOUTH AS IN E267850; ST. THOMAS

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard

Interior Features

On Demand Water Heater

Security Features

Community Features

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Location

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118 INKERMAN Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 118 INKERMAN Street, St. Thomas, ON N5P 3G6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate4.00%
Down Payment$127,500 (30.0%)
* Minimum Canadian down payment required for this price is $21,250.
Amortization Period30 Years
Estimated Monthly Payment$1,415Based on a loan of $297,500 over 30 years.
Purchase Price$425,000
Loan Amount$297,500
Provincial Land Transfer Tax:$4,975
Total Estimated Closing Taxes:$4,975

About Purchasing a Home in St. Thomas, ON

For a property listed at $425,000 in St. Thomas, the legal minimum down payment is $21,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,975 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,975.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,079

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.