71 Joyce Street, St. Thomas, ON

$465,000
MLS#:X13542464
3 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $465,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 39.35 x 122.66 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Finding the perfect home is about discovering a space that effortlessly aligns with your daily rhythm, and 71 Joyce Street in St. Thomas is designed to be just the right fit. Nestled in a quiet, welcoming neighborhood, this property offers an exceptional balance of peaceful sanctuary and everyday convenience, making it ideal for anyone looking to anchor down in a vibrant community. From the moment you turn onto this low-traffic street, you will feel the immediate sense of calm that defines the area-a true retreat where you can genuinely unwind.The location bridges the gap between active outdoor living & modern practicalities. Nature enthusiasts will love being moments away from the trails of Waterworks Park and the Dale Wood Conservation Area. For families, the morning routine is a breeze with proximity to reputable schools like Lockes Public School and Monsignor Morrison Catholic School, along with local daycare options. Beyond its immediate natural surroundings, the property positions you perfectly to enjoy everything St. Thomas has to offer. You are never far from local shopping, dining, and daily amenities, ensuring that errands are quick & hassle-free. Plus, with easy access to commuter routes heading into London or down to the beaches of Port Stanley, you get the tranquility of a tight-knit community without sacrificing connection to the broader region. The main floor features three comfortable bedrooms and a bright, open-concept living and dining area-perfect for both private relaxation and social gatherings. At the heart of the home is a stunning custom kitchen by Innovative Designs, completed 3 yrs ago, offering fantastic functionality and ample storage. The unfinished basement presents future opportunity to meet your needs. Whether you are planting roots for a growing family or seeking a peaceful place to slow down and enjoy life, 71 Joyce Street checks every box. It is more than just a house; it is the right fit for the next exciting chapter of your life.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/9/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFull, Unfinished
Lot Size39.35 × 122.66 Feet
CountyElgin
Annual Tax$2,376
Legal DescriptionPART OF LOT 22 PLAN 302 AS IN E417309; S/T E126905; ST. THOMAS

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Public Transit, School Bus Route

Interior Features

Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned, Water Meter

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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71 Joyce Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 71 Joyce Street, St. Thomas, ON N5P 3M3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate5.25%
Down Payment$23,250 (5.0%)
* Minimum Canadian down payment required for this price is $23,250.
Amortization Period25 Years
Estimated Monthly Payment$2,632Based on a loan of $441,750 over 25 years.
Purchase Price$465,000
Loan Amount$441,750
Provincial Land Transfer Tax:$5,775
Total Estimated Closing Taxes:$5,775

About Purchasing a Home in St. Thomas, ON

For a property listed at $465,000 in St. Thomas, the legal minimum down payment is $23,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,775 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,775.

Nearby Listings

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No current listings found in St. Thomas.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$624,066

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.