49 Locke Avenue, St. Thomas, ON
Property Highlights
Welcome to this remarkable Sidesplit 4 detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $459,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 700-1100 sqft on a premium 58 x 115 ft lot
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available
- Notable attributes: None
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to this well-maintained, one-owner home, proudly owned by the same family since 1973. Situated on a large, partially fenced lot with parking for four vehicles, this property offers exceptional value, a functional layout, and room to grow. Enjoy your morning coffee or unwind in the inviting three-season sunroom overlooking the backyard. The main floor features a bright living room, a separate dining room, and a spacious kitchen. The second level features three comfortable bedrooms, and a full 4-piece bathroom. The lower level offers a large family room complete with a cozy gas fireplace, a 3-piece bathroom, and ample space to create a fourth bedroom, home office, or hobby room to suit your needs. The 4th level level has the laundry room and a workshop. Ideally located within walking distance of the beautiful Dalewood Conservation Area and its scenic hiking trails, this home is also just minutes from Walmart, Real Canadian Superstore, shopping, restaurants, schools, and everyday amenities. Commuters will appreciate the quick access to Wellington Road, Highbury Avenue, Highway 401, and the new EV battery plant. If you've been looking for a solid, lovingly cared-for home in a convenient location with endless potential, this is one you won't want to miss.
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Pricing & Value Insights
Data-driven valuation for 49 Locke Avenue, St. Thomas, ON N5P 3Y4
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About Purchasing a Home in St. Thomas, ON
For a property listed at $459,000 in St. Thomas, the legal minimum down payment is $22,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,655 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,655.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.