20 Rankin Street, Stratford, ON

$599,900
MLS#:X13531078
3 beds
3 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Stratford. Expertly crafted featuring premium brick and shingle construction, this residence presents an exceptional opportunity offered at $599,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 37.59 x 97.22 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Floor Drain, Water Heater Owned, Water Meter
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

A classic Dutch Colonial Revival situated in the desirable Avon Ward (Old North Area) of Stratford and only minutes to downtown and local schools. Rankin Street is a quiet tree-lined side street with both private parking and on-street parking. The driveway is paved and can accommodate 3 cars -there's even an EV charging station. The front porch is perfect for morning coffee and evening porch get togethers. The rear yard is fully fenced and features a multi-level deck and a garden shed / potting shed. The upper deck has hydro and a natural gas bbq receptacle; the lower deck has a natural gas fireplace. 3 bedrooms, 3 bathrooms including a master ensuite. The interior is traditionally appointed with rich wood floors and finishes, some laminate; high ceilings; loads of natural light. The kitchen features quartz counter tops and stainless appliances: gas stove with overhead ventilation/microwave, built-in dishwasher, fridge, reverse osmosis water treatment. The basement is completely unfinished and is tall enough to accommodate taller people -both the water softener and water heater are owned. Mechanical details: The roof was completely replaced spring 2026; main floor bathroom recently added; quartz kitchen recently remodeled and updated; rear multi-tear deck was recently added; EV charging station included; Google Nest thermostat allows remote climate control from your phone. Quick possession is an option.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date7/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick, Shingle
BasementUnfinished
Lot Size37.59 × 97.22 Feet
CountyPerth
Annual Tax$4,121.58
Legal DescriptionLOT 246 PLAN 116 STRATFORD; PT LOT 245 PLAN 116 STRATFORD; PT LANE BETWEEN MERCER & RANKIN STS, PLAN 116 STRATFORD AS CLOSED BY BYLAW STF65190, AS IN R377444, S/T R116677 ; STRATFORD

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Electric Car Charger, Fenced Yard, Golf, School, Lake/Pond

Interior Features

Floor Drain, Water Heater Owned, Water Meter, Water Softener

Security Features

Community Features

Location

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20 Rankin Street, Stratford, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 Rankin Street, Stratford, ON N5A 6H9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Stratford.

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Interest Rate5.25%
Down Payment$34,990 (5.8%)
* Minimum Canadian down payment required for this price is $34,990.
Amortization Period25 Years
Estimated Monthly Payment$3,366Based on a loan of $564,910 over 25 years.
Purchase Price$599,900
Loan Amount$564,910
Provincial Land Transfer Tax:$8,473
Total Estimated Closing Taxes:$8,473

About Purchasing a Home in Stratford, ON

For a property listed at $599,900 in Stratford, the legal minimum down payment is $34,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,473 for this transaction. As this listing is in Stratford (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,473.

Nearby Listings

Distance:

No current listings found in Stratford.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stratford, Stratford.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$689,066

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Jeanne Sauvé
Public8 Grange Street, Stratford, Ontario, N5A 3P6
6.4
Romeo
Public49 Rebecca Street, Stratford, Ontario, N5A 3P2
3.8
St Aloysius
Public228 Avondale Avenue, Stratford, Ontario, N5A 6N4
7.4
Shakespeare
Public35 Mowat Street, Stratford, Ontario, N5A 2B8
4.3
Bedford
Public59 Bedford Drive, Stratford, Ontario, N5A 5J7
6.8

Secondary Schools

St. Michael
Catholic240 Oakdale Avenue, Stratford, Ontario, N5A 7W2
7.0
Stratford District
PublicFreeland Drive, Stratford, Ontario, N5A 1L4
5.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.