432 Albert Street, Stratford, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Stratford. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $629,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 41.5 x 119.2 ft lot
- Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Other
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 432 Albert Street, Stratford, a completely renovated detached home that combines bright, modern style with a functional layout designed for everyday living. Offering 3 bedrooms, 2 bathrooms, and tasteful updates throughout, this move-in ready property is a great opportunity for buyers looking for comfort, space, and convenience. Inside, the home features large bedrooms, main floor laundry, and new dimmable pot lights that add a warm, modern touch. The updated kitchen is both stylish and practical, complete with new cabinetry, quartz countertops, and new stainless steel appliances. Set on a fenced 41 x 119 ft. lot, the outdoor space offers plenty of room to enjoy. A new deck, side porch, and front porch provide multiple spots for relaxing or entertaining, while ample parking adds everyday convenience. Additional updates include some newer windows, a roof approximately 8 years old, Central A/C (2025) and water softener.This is a bright, updated home with the indoor and outdoor space today's buyers are looking for, all in a central Stratford location.
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Pricing & Value Insights
Data-driven valuation for 432 Albert Street, Stratford, ON N5A 3L4
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About Purchasing a Home in Stratford, ON
For a property listed at $629,000 in Stratford, the legal minimum down payment is $37,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,055 for this transaction. As this listing is in Stratford (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,055.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.