116 Ruttan Street, Thunder Bay, ON

$349,900
MLS#:X13556040
4 beds
3 baths
Residential Freehold
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Property Highlights

Welcome to this remarkable Backsplit 5 detached located in the coveted neighborhood of Shuniah. Expertly crafted featuring premium stucco (plaster) and brick construction, this residence presents an exceptional opportunity offered at $349,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Spacious lot size measured in Feet
  • Features a finished, crawl space, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • Notable attributes: Other
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

Welcome Home! Located in one of Port Arthur’s most desirable neighborhoods, this refreshing 3+1 bedroom home offers the perfect blend of style, space, and versatility. The open concept main floor features a lovely cathedral ceiling that stretches across the living and dining rooms, creating an airy, sun-drenched space. Accessible from the side entrance, the fully finished lower level is designed for ultimate flexibility, showcasing a massive rec. room anchored by a cozy gas fireplace alongside a convenient summer kitchen. This smart layout is ideal for family movie nights, hosting extended guests, or effortless entertaining. Features include 3+1 bdrms, 1-5pce bath and 2-2pce baths, gas heat and fenced yard. Complete with an attached garage and ample storage space, this property delivers comfort and convenience in a highly sought-after location. Enjoy being just minutes away from top-rated schools, parks, and Lake Superior. This Port Arthur gem won't last long—schedule your private viewing today!

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Property Summary

This detached home located at 116 Ruttan Street, Thunder Bay is currently for sale and has been available on SousaSells for 3 days. This property is listed at $349,900 with an estimated mortgage of $1,165* per month. It has 4 beds, 3 bathrooms, and is unknown square feet. 116 Ruttan Street, Thunder Bay is in the Shuniah neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 5
ConstructionStucco (Plaster), Brick
BasementFinished, Crawl Space, Full
CountyThunder Bay
Annual Tax$4,938
Legal DescriptionPT LT 13 BLK 13 PL 121 McIntyre as in TBR378320: Thunder bay

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

Fenced Yard

Interior Features

Other

Security Features

Community Features

Location

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116 Ruttan Street, Thunder Bay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 116 Ruttan Street, Thunder Bay, ON P7A 5E2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thunder Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$104,970 (30.0%)
* Minimum Canadian down payment required for this price is $17,495.
Amortization Period30 Years
Estimated Monthly Payment$1,165Based on a loan of $244,930 over 30 years.
Purchase Price$349,900
Loan Amount$244,930
Provincial Land Transfer Tax:$3,724
Total Estimated Closing Taxes:$3,724

About Purchasing a Home in Thunder Bay, ON

For a property listed at $349,900 in Thunder Bay, the legal minimum down payment is $17,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,724 for this transaction. As this listing is in Thunder Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,724.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Shuniah, Thunder Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$396,248

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Margaret
Public89 Clayte Street, Thunder Bay, Ontario, P7A 6S4
5.3
Vance Chapman
Public1000 Huron Avenue, Thunder Bay, Ontario, P7A 6L4
9.1
St Bernard
Public655 River Street, Thunder Bay, Ontario, P7A 3S5
6.9
St James
Public243 Court Street North, Port Arthur, Thunder Bay, Ontario, P7A 3P1
6.0
Franco-Supérieur
Public220 Elgin Street, Port Arthur, Thunder Bay, Ontario, P7A 0A4
4.9

Secondary Schools

de la Verendrye
Public175 High Street North, Thunder Bay, Ontario, P7A 8C7
5.6
St. Ignatius
Catholic285 Algoma Street North, Thunder Bay, Ontario, P7A 2J6
6.6
Hammarskjold HS
Public80 Clarkson Street South, Thunder Bay, Ontario, P7B 4W8
6.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.