Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of 332 - Central. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $479,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Owner occupied home/ duplex. Classic charm meets modern versatility in this character-filled brick duplex, ideally located in Fort Erie's central Bridgeburg neighbourhood. Set on a deep 239-foot lot, this spacious two-storey home offers over 2,200 sq. ft. of above-grade living space across two units (upper and main floor levels) perfect for multi-generational living, investors, or those seeking additional income. The main floor features a bright eat-in kitchen with built-in dishwasher, a generous dining area, and a warm, inviting living room with hardwood flooring throughout. Two comfortable bedrooms complete the main level as well as a 4-piece bathroom. The upper unit offers its own sunny eat-in kitchen with a double sink, open-concept living/dining area, and two bedrooms - ideal for tenants, extended family, or other income potential. The partially finished basement provides added flexibility with two more bedrooms, a laundry room, and a large workshop space for hobbies or storage. The home's layout flows naturally from room to room, creating a warm and welcoming feel throughout. Outside, the expansive backyard offers privacy, mature trees, and landscaping potential - a peaceful retreat with plenty of room to entertain or garden. A private driveway, detached garage, and ample parking complete this desirable package. Located just steps from the Niagara River, local shops, restaurants, schools, and parks, this property combines walkable convenience with timeless appeal. A true gem in a growing community.
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Park, Place Of Worship, School, Lake/Pond, Fenced Yard
In-Law Suite
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Data-driven valuation for 218 Phipps Street, Fort Erie, ON L2A 2V5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.
About Purchasing a Home in Fort Erie, ON
For a property listed at $479,900 in Fort Erie, the legal minimum down payment is $23,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,073 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,073.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.