287 SOUTH MILL Street, Fort Erie, ON

$429,900
MLS#:X12747572
2 beds
1 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on February 12, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 335 - Ridgeway. Expertly crafted featuring premium concrete and vinyl siding construction, this residence presents an exceptional opportunity offered at $429,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 56 x 169 ft lot
  • Features a unfinished, crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient baseboard heating via electric

Description

Located in the peaceful community of Ridgeway, this adorable bungalow rests on a generous fully-fenced lot ready for its new owners. This home is absolutely perfect for first time buyers or downsizers looking to start their next chapter located steps to all amenities, the Friendship Trail and a five minute drive to Crystal Beach. Featuring a newly built floating deck (2024), pergola, covered porch area and interior sunroom, this home isn't just perfect for summer living but for all seasons. Featuring newly installed laminate floors (2023) and ceramic tiles (2025) throughout the home, this fully functional home gives the ample living space and coziness perfect for small town living. The kitchen has been completely refreshed with a built-in coffee bar and bench, new counters, refaced doors and appliances (2023) and is fully open to the living room with large windows letting in desired natural light. The main floors also offers a renovated bathroom (2023) with large soaker tub with beautiful tile, two large bedrooms and main floor laundry offering the move-in ready opportunity with desired amenities. The bonus front sunroom has been fully insulated to enjoy year round and is beyond charming in any season to cozy up with your favourite book or preferred drink. There is plenty of outdoor space including a bonus mud room off of the entrance to be used in any season, beautiful front and side pergola, and a large backyard perfect for growing family or anyone with pets. Enjoy extra storage space in the large 12x16 shed with a long 3 car driveway. Nestled on a peaceful street, this home represents the best of all-season living.

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Property Summary

This detached home located at 287 SOUTH MILL Street, Fort Erie is currently for sale and has been available on SousaSells for 165 days. This property is listed at $429,900 with an estimated mortgage of $1,431* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 287 SOUTH MILL Street, Fort Erie is in the 335 - Ridgeway neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 12, 2026
Sold price information is available to members only
Listed Date2/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionConcrete, Vinyl Siding
BasementUnfinished, Crawl Space
Lot Size56 × 169 Feet
CountyNiagara
Annual Tax$2,928
Legal DescriptionPLAN 227 PT LOT 12 NP349

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingCentral Air

Features

Property Features

Interior Features

None

Security Features

Community Features

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Location

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287 SOUTH MILL Street, Fort Erie, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 287 SOUTH MILL Street, Fort Erie, ON L0S 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.

Configure Loan Settings

Interest Rate4.00%
Down Payment$128,970 (30.0%)
* Minimum Canadian down payment required for this price is $21,495.
Amortization Period30 Years
Estimated Monthly Payment$1,431Based on a loan of $300,930 over 30 years.
Purchase Price$429,900
Loan Amount$300,930
Provincial Land Transfer Tax:$5,073
Total Estimated Closing Taxes:$5,073

About Purchasing a Home in Fort Erie, ON

For a property listed at $429,900 in Fort Erie, the legal minimum down payment is $21,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,073 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,073.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 335 - Ridgeway, Fort Erie.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$826,160

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Garrison Road
Public1110 Garrison Road, Fort Erie, Ontario, L2A 1N9
7.8
St Philomena
Public1332 Phillips Street, Fort Erie, Ontario, L2A 3C2
7.3
General Vanier
Public
6.8
Our Lady of Victory
Public300 Central Avenue, Fort Erie, Ontario, L2A 3T3
5.0

Secondary Schools

Greater Fort Erie
Public1640 Garrison Road, Fort Erie, Ontario, L2A 5M4
5.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.