3054 Thunder Bay Road, Fort Erie, ON

$529,900
MLS#:X13138818
3 beds
2 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 335 - Ridgeway. Expertly crafted featuring premium wood and board & batten construction, this residence presents an exceptional opportunity offered at $529,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 35 x 154.16 ft lot
  • 2.0 total parking spaces available
  • Notable attributes: Built-In Oven, Carpet Free, Countertop Range
  • equipped with wall unit(s) central cooling and highly efficient radiant heating via gas

Description

Located steps from Bernard Beach in Ridgeway, this 2-storey home offers a deep lot with mature trees and a functional layout in a desirable neighbourhood. The main floor features a spacious living room with hardwood flooring, beamed ceilings, and a natural gas fireplace. The eat-in kitchen includes a centre island with countertop range, built-in stainless steel oven and dishwasher, and walkout to the rear patio and backyard. A separate dining room and den provide additional living space and flexibility for a home office, hobbies, or family use. Upstairs, the primary bedroom features a balcony walkout, walk-in closet, and double closet. Two additional bedrooms and a 4-piece bathroom with soaking tub complete the second level. The partially fenced backyard offers mature trees, patio space for outdoor entertaining and lots of possibilities for landscaping or additional structures. Additional exterior features include a covered front porch, shed in the backyard for extra storage, and private driveway. Conveniently located close to beaches, schools, parks, and local amenities. *This property is being sold under Power of Sale*

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional Escape
Listed Date5/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionWood , Board & Batten
BasementNone
Lot Size35 × 154.16 Feet
CountyNiagara
Annual Tax$2,254.97
Legal DescriptionLT 197 PL 439 BERTIE; FORT ERIE

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingWall Unit(s)

Features

Property Features

Beach, School, Place Of Worship

Interior Features

Built-In Oven, Carpet Free, Countertop Range, On Demand Water Heater

Security Features

Community Features

Location

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3054 Thunder Bay Road, Fort Erie, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3054 Thunder Bay Road, Fort Erie, ON L0S 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.

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Interest Rate5.25%
Down Payment$27,990 (5.3%)
* Minimum Canadian down payment required for this price is $27,990.
Amortization Period25 Years
Estimated Monthly Payment$2,991Based on a loan of $501,910 over 25 years.
Purchase Price$529,900
Loan Amount$501,910
Provincial Land Transfer Tax:$7,073
Total Estimated Closing Taxes:$7,073

About Purchasing a Home in Fort Erie, ON

For a property listed at $529,900 in Fort Erie, the legal minimum down payment is $27,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,073 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,073.

Nearby Listings

Distance:

No current listings found in Fort Erie.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fort Erie.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$763,490

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Philomena
Public1332 Phillips Street, Fort Erie, Ontario, L2A 3C2
7.3
Garrison Road
Public1110 Garrison Road, Fort Erie, Ontario, L2A 1N9
7.8

Secondary Schools

Greater Fort Erie
Public1640 Garrison Road, Fort Erie, Ontario, L2A 5M4
5.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.