9 Phipps Street, Fort Erie, ON

$499,900
MLS#:X13111698
2 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 332 - Central. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 36.66 x 75.75 ft lot
  • Features a crawl space, none basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Garburator, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 9 Phipps Street in the North End of Town and just steps away from the Niagara River with many Beautiful Indirect Water Views and The Friendship Walking Trail. This 1 1/2 Storey Home features Open Concept Eat-In Kitchen w/Quartz Countertops w/Newer Dishwasher & Garburator, Dining Room, Living Room with Bamboo Flooring, 2 Bedrooms, Main Floor Laundry, 2 Baths with a Bonus Family Sitting Room or a possible Main Floor 3rd Bedroom with Walk Out Patio Doors to your Back Yard. Upgrades Include: Windows - M/F Bath, Bedroom, Hallway (2025), Composite Front Covered Porch Deck, Vinyl Rails, Soffit, Fascia & Eaves, Gutter Guards (2024), Furnace, Roof (2023), A/C (2022), Back Window & Sliding Glass Door, Vinyl Floor, Closets (2020), Other Windows & Doors, Landscaping, Main Floor New Subfloor & Bamboo Flooring, Kitchen with Quartz Countertop, Washer, Dryer, Appliances (2015-2016) & Much Much More! Close to all amenities, 10 Minutes to the QEW and Peace Bridge to USA. Call for your viewing today this exquisite home is move-in ready and waiting for you to call it your own!

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementCrawl Space, None
Lot Size36.66 × 75.75 Feet
CountyNiagara
Annual Tax$2,237
Legal DescriptionPT LT 1 W/S OF NIAGARA ST PL 348 BERTIE AS IN RO574381 TOWN OF FORT ERIE

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Marina, Park, Place Of Worship, River/Stream

Interior Features

Garburator, On Demand Water Heater

Security Features

Community Features

Location

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9 Phipps Street, Fort Erie, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 9 Phipps Street, Fort Erie, ON L2A 2V1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.

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Interest Rate5.25%
Down Payment$24,995 (5.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period25 Years
Estimated Monthly Payment$2,830Based on a loan of $474,905 over 25 years.
Purchase Price$499,900
Loan Amount$474,905
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Fort Erie, ON

For a property listed at $499,900 in Fort Erie, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

Nearby Listings

Distance:

No current listings found in Fort Erie.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fort Erie.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$763,490

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Philomena
Public1332 Phillips Street, Fort Erie, Ontario, L2A 3C2
7.3
Garrison Road
Public1110 Garrison Road, Fort Erie, Ontario, L2A 1N9
7.8

Secondary Schools

Greater Fort Erie
Public1640 Garrison Road, Fort Erie, Ontario, L2A 5M4
5.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.