This property was sold on September 27, 2025. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of 05 - Gananoque. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $419,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Home is where you find your happy place! This 3 bedroom semi-detached home on the quiet west side of town is only steps from the waterfront, parks, shops and is even on the school bus route. With a large, paved drive and attached garage, combined with the landscaped and fenced rear yard, this home checks all the boxes even before we step inside. Once in, you will notice a great main floor layout, bright windows overlooking the back yard and a a main floor 2-pc bath. Upstairs features a large primary suite, 2 additional bedrooms and a 4-pc bath. The lower level is finished, has a nice rec room area for relaxing, working or home gym space, what do you prefer? Located just steps from all Gan has to offer, along with an easy commute to Kingston if needed, this home is the perfect blend of convenience and location great for walking, biking and taking in events throughout the town. Do not hesitate, book your showing today (From Sellers: Newer roof within the last five years, newer furnace and A/C, some new floor)
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This detached home located at 21 Elm Street, Gananoque is currently for sale and has been available on SousaSells for 310 days. This property is listed at $419,900 with an estimated mortgage of $1,398* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 21 Elm Street, Gananoque is in the 05 - Gananoque neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Water Heater
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 21 Elm Street, Gananoque, ON K7G 2S8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Gananoque.
About Purchasing a Home in Gananoque, ON
For a property listed at $419,900 in Gananoque, the legal minimum down payment is $20,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,873 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,873.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.