255 First Street, Gananoque, ON

$489,900
MLS#:X13072308
4 beds
4 baths
2500-3000 sqft
9.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2 1/2 Storey semi-detached located in the coveted neighborhood of 05 - Gananoque. Expertly crafted featuring premium board & batten and vinyl siding construction, this residence presents an exceptional opportunity offered at $489,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 62.14 x 141 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 9.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Built-In Oven, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

A classic character home from yester year with a beautiful blend of charm and space with a nice blend of todays updates and features. This very large family home, featuring 9 foot ceilings, hardwood floors and wood staircases, offers 4+ bedrooms, 4 bathrooms and a full 3rd storey with endless possibilities. The chef's kitchen has been beautifully renovated with a center island (with seating), granite counters and a coffee station. This kitchen will make you want to cook! The glass patterned backsplash behind the gas stove is gorgeous. Off the kitchen, you will find the dining room, cozy family room, pantry and a 2pc bathroom. The second level houses 3 large bedrooms (the huge primary bedroom features an ensuite bathroom and a wonderful view of the rear yard). The 2nd bathroom on this level has been recently renovated and is large enough to include the laundry area. The smallest bedroom on this level, although large, gives access to the a covered porch room which currently houses a small gym but has been the sewing room, flex room, etc. A full staircase leads to the 3rd level and here you will find the 4th bathroom and 2 large rooms that could be bedrooms, teenager space and are flexible to whatever the family needs are. The fenced rear yard houses the inground pool, gazebo patio area, gardens and still tons of space for kids and pets. Recent updates include the roof shingles, siding, gas furnace, pool liner, pool filter equipment, pool safety cover. The wood stove insert in the living room is WETT certified and the chimney has been repointed. The expensive updates are complete so just some elbow grease to give this diamond its shine.

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Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2 1/2 Storey
ConstructionBoard & Batten , Vinyl Siding
BasementFull, Unfinished
Lot Size62.14 × 141 Feet
CountyLeeds and Grenville
Annual Tax$3,338
Legal DescriptionLT 2 PL 164; PT LT 3 PL 164 PT 2 28R4800; GANANOQUE

Parking & Garage

Parking Spaces9.0
Garage Spaces8
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Level, Library, Marina, Park, River/Stream

Interior Features

Auto Garage Door Remote, Built-In Oven, Carpet Free, Storage, Sump Pump, Water Heater

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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255 First Street, Gananoque, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 255 First Street, Gananoque, ON K7G 2J3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Gananoque.

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Interest Rate5.25%
Down Payment$24,495 (5.0%)
* Minimum Canadian down payment required for this price is $24,495.
Amortization Period25 Years
Estimated Monthly Payment$2,773Based on a loan of $465,405 over 25 years.
Purchase Price$489,900
Loan Amount$465,405
Provincial Land Transfer Tax:$6,273
Total Estimated Closing Taxes:$6,273

About Purchasing a Home in Gananoque, ON

For a property listed at $489,900 in Gananoque, the legal minimum down payment is $24,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,273 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,273.

Nearby Listings

Distance:

No current listings found in Gananoque.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Gananoque.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$651,734

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Linklater
Public300 Stone Street North, Gananoque, Ontario, K7G 1Y8
7.1

Secondary Schools

Gananoque
Public175 William Street South, Gananoque, Ontario, K7G 1S8
6.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.