146 Lone Pine Road, Georgian Bay, ON

$999,900
MLS#:X13556928
4 beds
5 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Baxter. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $999,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 5 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 40 x 80 ft lot
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient baseboard heating via gas

Description

Positioned on a premium waterfront lot with direct access to the spectacular waters leading into Georgian Bay this exceptional home showcases dramatic floor-to-ceiling windows that flood the interior with natural light while capturing panoramic water views throughout. The striking modern exterior is complemented by expansive glass, clean architectural lines, and multiple outdoor living spaces designed to embrace the surrounding landscape.The open-concept main level is perfect for entertaining, featuring soaring ceilings, a designer staircase, and a spectacular chef-inspired kitchen complete with a large quartz island, premium finishes, and seamless flow into the spacious dining and great room. Oversized patio doors extend your living space onto the covered waterfront terrace, creating the perfect indoor-outdoor lifestyle.Designed with both luxury and functionality in mind, each of the five generously sized bedrooms offers exceptional comfort, while the impressive primary suite features soaring windows, a private waterfront balcony, spa-inspired ensuite with double vanity, and tranquil lake views to wake up to every morning.Enjoy multiple waterfront terraces, private outdoor entertaining areas, and endless opportunities for boating, paddleboarding, kayaking, fishing, and swimming. Georgian Bay's renowned crystal-clear waters and the famous 30,000 Islands are right at your doorstep.Perfectly situated for year-round enjoyment, you're minutes from championship golf courses, marinas, hiking trails, and Mount St. Louis Moonstone Ski Resort offering exceptional skiing and snowboarding throughout the winter months.

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Property Summary

This detached home located at 146 Lone Pine Road, Georgian Bay is currently for sale and has been available on SousaSells for 4 days. This property is listed at $999,900 with an estimated mortgage of $3,328* per month. It has 4 beds, 5 bathrooms, and is 1500-2000 square feet. 146 Lone Pine Road, Georgian Bay is in the Baxter neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
5
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementNone
Lot Size40 × 80 Feet
CountyMuskoka
Annual Tax$0
Legal DescriptionPCL 35061 SEC MUSKOKA; PT LT 28 CON 3 BAXTER PT 1 35R18765 & PT 6 35R18259; T/W PT 5 35R17589 AS IN LT21900...

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeBaseboard
CoolingCentral Air

Features

Property Features

Interior Features

Carpet Free

Security Features

Community Features

Location

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146 Lone Pine Road, Georgian Bay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 146 Lone Pine Road LOT 4, Georgian Bay, ON L0K 1S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$299,970 (30.0%)
* Minimum Canadian down payment required for this price is $74,990.
Amortization Period30 Years
Estimated Monthly Payment$3,328Based on a loan of $699,930 over 30 years.
Purchase Price$999,900
Loan Amount$699,930
Provincial Land Transfer Tax:$16,473
Total Estimated Closing Taxes:$16,473

About Purchasing a Home in Georgian Bay, ON

For a property listed at $999,900 in Georgian Bay, the legal minimum down payment is $74,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,473 for this transaction. As this listing is in Georgian Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Baxter, Georgian Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,195,097

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.