22 Cathedral Street, Hamilton, ON

$928,800
MLS#:X13164174
4 beds
4 baths
1500-2000 sqft
1.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey link located in the coveted neighborhood of Waterdown. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $928,800 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 29.69 x 88.58 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Some homes just have it all and 22 Cathedral Street is exactly that. An exceptional end-unit townhome that truly lives like a semi-detached, linked at the garage only with no shared interior walls, offering the privacy and quiet you've been searching for. From the moment you arrive, the large front porch invites you to slow down, sip your morning coffee or keep a watchful eye on the kids at play. Step inside to find rich hardwood floors flowing through the living room, dining room and family room, where a cozy electric fireplace sets the perfect ambiance for relaxed evenings at home. The eat-in kitchen is nicely appointed with granite countertops and stainless-steel appliances and opens seamlessly into the family room - making it the natural heart of the home for everyday living and entertaining. Upstairs, hardwood stairs lead you to four generous bedrooms, including a spacious primary retreat complete with a sitting area, walk-in closet with custom organizers and a large five-piece ensuite. The fully finished basement takes this home to the next level, offering a bright rec room with three oversized windows, a beautifully finished three-piece bathroom and a versatile flex space lined with two walls of cabinetry with pull-out storage - ready to become your home office, exercise room, craft room or playroom. And the location? Simply unbeatable. 22 Cathedral Street gives you the best of both worlds: a peaceful, family-friendly neighbourhood surrounded by parks, trails and waterfalls, with schools and convenient shopping just minutes away, while keeping you seamlessly connected to Hamilton, Burlington, and Toronto through quick highway and GO access. This is the kind of home - and the kind of street - where life just feels right. RSA.

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Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 8, 2026
Sold price information is available to members only
Listed Date5/22/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeLink
Architectural Style2-Storey
ConstructionBrick
BasementFinished
Lot Size29.69 × 88.58 Feet
CountyHamilton
Annual Tax$6,632
Legal DescriptionPT BLOCK 85, PLAN 62M1131**SEE SCHEDULE C ATTACHED**

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Electric Car Charger, Fenced Yard, Library, Park, Place Of Worship, Public Transit

Interior Features

Auto Garage Door Remote

Security Features

Community Features

Location

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22 Cathedral Street, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 22 Cathedral Street, Hamilton, ON L8B 0S3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

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Interest Rate5.25%
Down Payment$67,880 (7.3%)
* Minimum Canadian down payment required for this price is $67,880.
Amortization Period25 Years
Estimated Monthly Payment$5,130Based on a loan of $860,920 over 25 years.
Purchase Price$928,800
Loan Amount$860,920
Provincial Land Transfer Tax:$15,051
Total Estimated Closing Taxes:$15,051

About Purchasing a Home in Hamilton, ON

For a property listed at $928,800 in Hamilton, the legal minimum down payment is $67,880 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,051 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,051.

Nearby Listings

Distance:

No current listings found in Hamilton.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterdown, Hamilton.

Verified Local Data
City Population785,184
City Median Age41.6 Yrs
City Ownership69% Owners
Avg Area List Price$976,415

People & Families

Age Distribution

Household Composition

One-person households
27%
Families with children
45%
Couples without children
27%
Other households
1%

Top Ethnic Origins

English21%
Scottish17%
Irish16%
Canadian13%

Local Schools Guide

Elementary Schools

Guardian Angels
Public705 Centre Road, Waterdown, Hamilton, Ontario, L8N 2Z7
6.7
Flamborough Centre
Public922 Centre Road, Hamilton, Ontario, L8N 2Z7
6.0

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied69%
Rented31%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.