163 Thames Street, Ingersoll, ON

$659,900
MLS#:X13076592
8 beds
6 baths
2000-2500 sqft
9.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey fourplex located in the coveted neighborhood of Ingersoll - North. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $659,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 8 Bedrooms and 6 Bathrooms with 4 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 69.19 x 230.39 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 9.0 total parking spaces available
  • Notable attributes: None
  • Efficient baseboard heating via electric

Description

SERIOUS INVESTORS TAKE NOTE. This fourplex on a huge lot in great walkable neighbourhood in Ingersoll is now available for sale. Enjoy 4 Vacant Units on completion select your own tenants. Fresh paint, cleaned up, and ready to go. 3 of the units are 1-level, and feature 2 bedrooms and 1 bathroom. One unit is two floors, and features 2 bedrooms and 2 bathrooms, plus lower level "extra room" as well as rec-room. Plenty of parking. The property's generous depth and R3 zoning may offer future redevelopment potential for higher-density residential use, subject to municipal approvals.

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Key Features

Bedrooms
8
Bathrooms
6
Kitchens
4
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date5/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeFourplex
Architectural Style2-Storey
ConstructionVinyl Siding
BasementPartially Finished
Lot Size69.19 × 230.39 Feet
CountyOxford
Annual Tax$5,187
Legal DescriptionPT LT 19, 10A, 11A BLK 87 PL 279 PT 1, 41R2752; PT LANE BLK 87 PL 279 CLOSED BY 450359; PT 3, 41R6953; S/T 456188; INGERSOLL SUBJECT TO AN EASEMENT OVER PART LOT 10A, BLOCK 87, PLAN 279 PART 1 41R8459 IN FAVOUR OF PART LOT 9A, BLOCK 87, PLAN 279 AS IN 490116 AS IN CO64312

Parking & Garage

Parking Spaces9.0
Garage Spaces9
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Rec./Commun.Centre, School

Interior Features

None

Security Features

Community Features

Location

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163 Thames Street, Ingersoll, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 163 Thames Street N, Ingersoll, ON N5C 3E3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

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Interest Rate5.25%
Down Payment$40,990 (6.2%)
* Minimum Canadian down payment required for this price is $40,990.
Amortization Period25 Years
Estimated Monthly Payment$3,688Based on a loan of $618,910 over 25 years.
Purchase Price$659,900
Loan Amount$618,910
Provincial Land Transfer Tax:$9,673
Total Estimated Closing Taxes:$9,673

About Purchasing a Home in Ingersoll, ON

For a property listed at $659,900 in Ingersoll, the legal minimum down payment is $40,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,673 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,673.

Nearby Listings

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No current listings found in Ingersoll.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$614,591

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9
St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.