261 Centre Street, Ingersoll, ON

$579,900
MLS#:X12860014
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Ingersoll - South. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $579,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 60 x 130.31 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Water Heater Owned, Water Softener, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Listed in the heart of Ingersoll, this charming all-brick bungalow offers comfort, style, and a fantastic location within walking distance to Royal Roads Public School. Featuring 2 + 1 bedrooms and 2 full bathrooms, this well-maintained home boasts a bright open-concept layout perfect for everyday living and entertaining. The large kitchen offers plenty of space for cooking and gathering, complete with a bright window overlooking the backyard, while the dining area features patio doors leading out to a brand-new deck. The inviting living room is highlighted by an electric fireplace with a beautiful wood mantle, creating a warm and cozy focal point.The main level includes a spacious primary bedroom, a good sized spare room and updated bathroom, while the fully finished basement expands the living space with a third bedroom, updated full bathroom, a home gym area, and a gorgeous laundry room designed with both function and style in mind. Step outside to enjoy the fully fenced backyard, complete with a gazebo, hot tub, and oversized storage shed, offering the perfect space for relaxing or entertaining. The home also features a welcoming covered front porch, ideal for enjoying quiet mornings in this desirable neighborhood. This beautiful bungalow combines thoughtful updates, functional living space, and a prime Ingersoll location.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 16, 2026
Sold price information is available to members only
Listed Date3/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Finished
Lot Size60 × 130.31 Feet
CountyOxford
Annual Tax$3,507
Legal DescriptionPARCEL 59-1, SECTION M1 LOT 59, PLAN M1, SUBJECT TO EASEMENT IN FAVOUR OF THE BELL TELEPHONE COMPANY OF CANADA OVER PART 59, OXR3 AS IN LT5 INGERSOLL

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Water Heater Owned, Water Softener, Central Vacuum

Security Features

Community Features

Location

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261 Centre Street, Ingersoll, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 261 Centre Street, Ingersoll, ON N5C 3N8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ingersoll.

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Interest Rate5.25%
Down Payment$32,990 (5.7%)
* Minimum Canadian down payment required for this price is $32,990.
Amortization Period25 Years
Estimated Monthly Payment$3,259Based on a loan of $546,910 over 25 years.
Purchase Price$579,900
Loan Amount$546,910
Provincial Land Transfer Tax:$8,073
Total Estimated Closing Taxes:$8,073

About Purchasing a Home in Ingersoll, ON

For a property listed at $579,900 in Ingersoll, the legal minimum down payment is $32,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,073 for this transaction. As this listing is in Ingersoll (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,073.

Nearby Listings

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No current listings found in Ingersoll.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ingersoll.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$613,667

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Laurie Hawkins
Public156 Innes Street, Ingersoll, Ontario, N5C 2R8
3.9
St Jude's
Public30 Caffyn Street, Ingersoll, Ontario, N5C 3T9
6.0

Secondary Schools

Ingersoll District
Public37 Alma Street, Ingersoll, Ontario, N5C 1N1
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.