13 Third Street, Kawartha Lakes, ON

$649,999
MLS#:X12277790
3 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
13 Third Street, Kawartha Lakes, ON K0M 1L0
⚠️

Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Backsplit 3 detached located in the coveted neighborhood of Verulam. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $649,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 66 x 99 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

A Romantic Lakeside Retreat Tucked in Natures Embrace. Tucked away in a peaceful setting just moments from the vibrant communities of Lindsay and Bobcaygeon, this enchanting 3-bedroom bungalow offers the perfect blend of tranquility, comfort, and lakeside charm. From the moment you arrive, you'll feel the calm of country living take hold. Step into a warm and inviting open-concept layout, where cathedral ceilings, hardwood floors, and a cozy propane fireplace create an atmosphere of quiet elegance. The chefs kitchen is a true delight, featuring a large island with granite countertops and plenty of space to gather, cook, and make memories. Walk through the patio doors to a spacious 558 sq.ft. deck overlooking the beautifully landscaped backyard - perfect for outdoor dining, sunset conversations, or quiet morning reflections. Take a gentle stroll down your private path that leads to your very own dock on Sturgeon Lake - a hidden gem where peaceful moments unfold. Watch the sky turn to gold, launch your kayak at dawn, or host intimate lakeside gatherings beneath the stars. Its a space where everyday life melts away into natures rhythm. The basement offers endless potential for a creative studio/workshop or man cave. Outside, lush gardens and perennial blooms line the driveway, offering a picturesque welcome every time you return home. Whether you're looking for a romantic weekend retreat or a full-time sanctuary where beauty and stillness meet, this is more than just a home - its a lifestyle waiting to be lived. **Equipped with a GenerLink backup hydro connection, offering peace of mind during power outages!

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Property Summary

This detached home located at 13 Third Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 392 days. This property is listed at $649,999 with an estimated mortgage of $2,164* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 13 Third Street, Kawartha Lakes is in the Verulam neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Verulam, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 15, 2025
Sold price information is available to members only
Listed Date7/10/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 3
ConstructionWood
BasementUnfinished, Full
Lot Size66 × 99 Feet
CountyKawartha Lakes
Annual Tax$2,216
Legal DescriptionLT 61 PL 128; KAWARTHA LAKES

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 13 Third Street, Kawartha Lakes, ON

Q.What is the asking price for 13 Third Street, Kawartha Lakes, ON ?

The current listing price for 13 Third Street, Kawartha Lakes, ON in Verulam, Kawartha Lakes is $649,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 13 Third Street, Kawartha Lakes, ON ?

13 Third Street, Kawartha Lakes, ON is a Detached (Backsplit 3) featuring a Unfinished, Full basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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13 Third Street, Kawartha Lakes, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 13 Third Street, Kawartha Lakes, ON K0M 1L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate4.00%
Down Payment$195,000 (30.0%)
* Minimum Canadian down payment required for this price is $40,000.
Amortization Period30 Years
Estimated Monthly Payment$2,164Based on a loan of $454,999 over 30 years.
Purchase Price$649,999
Loan Amount$454,999
Provincial Land Transfer Tax:$9,475
Total Estimated Closing Taxes:$9,475

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $649,999 in Kawartha Lakes, the legal minimum down payment is $40,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,475 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,475.

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Verulam, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Verulam, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$875,685

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Verulam, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Verulam, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.