25 Elgin Street, Kawartha Lakes, ON

$739,000
MLS#:X9307765
4 beds
3 baths
5.0 parking
Residential Freehold
25 Elgin Street, Kawartha Lakes, ON K9V 3W2
⚠️

Property no longer active

This property was sold on September 24, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $739,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Premium 56.1 x 198 ft lot size
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Other
  • Efficient forced air heating via gas

Description

Stunning 2 1/2 Storey Century Home Awaits. 4 Bedrooms 3 Bathrooms. Ideally located within walking distance from parks, famers markets, shopping and more. Entertaining Made Easy With Oversized Dining Room/Living Room Combination. Tastefully decorated Throughout. Beautiful New Kitchen With High End Appliances, Large Island, Quartz Countertops. Added Bonus Family Room With Fireplace. Patio Door Walk Out To Your Backyard Oasis. Primary Room with Walkout to Sundeck. Garden Shed in Backyard. Carport for parking. ( New Roof 2024)

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Property Summary

This detached home located at 25 Elgin Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 696 days. This property is listed at $739,000 with an estimated mortgage of $2,460* per month. It has 4 beds, 3 bathrooms, and is unknown square feet. 25 Elgin Street, Kawartha Lakes is in the Lindsay neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Lindsay, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • Desirable Detached architecture in Lindsay, Kawartha Lakes
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Lindsay, Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 24, 2024
Sold price information is available to members only
Listed Date9/9/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick
BasementFull
Lot Size56.1 × 198 Feet
CountyKawartha Lakes
Annual Tax$4,471.69
Legal DescriptionPlan 1 Blk 1 Pt Lot 15, City Of Kawartha Lakes

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • Other

Security Features

  • None

Community Features

None listed

Frequently Asked Questions about 25 Elgin Street, Kawartha Lakes, ON

Q.What is the asking price for 25 Elgin Street, Kawartha Lakes, ON ?

The current listing price for 25 Elgin Street, Kawartha Lakes, ON in Lindsay, Kawartha Lakes is $739,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms.

Q.What property type and architectural style is 25 Elgin Street, Kawartha Lakes, ON ?

25 Elgin Street, Kawartha Lakes, ON is a Detached (2 1/2 Storey) featuring a Full basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.What security features are installed at 25 Elgin Street, Kawartha Lakes, ON ?

Security features include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Carport).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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25 Elgin Street, Kawartha Lakes, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 25 Elgin Street, Kawartha Lakes, ON K9V 3W2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate4.00%
Down Payment$221,700 (30.0%)
* Minimum Canadian down payment required for this price is $48,900.
Amortization Period30 Years
Estimated Monthly Payment$2,460Based on a loan of $517,300 over 30 years.
Purchase Price$739,000
Loan Amount$517,300
Provincial Land Transfer Tax:$11,255
Total Estimated Closing Taxes:$11,255

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $739,000 in Kawartha Lakes, the legal minimum down payment is $48,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,255 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,255.

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Lindsay, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$659,328

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Lindsay, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Lindsay, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.