25 Silver Birch Street, Kawartha Lakes, ON

$450,000
MLS#:X13589132
4 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Verulam. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $450,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 56 x 100 ft lot
  • Features a finished with walk-out, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater Owned, Water Purifier, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

LAST CALL - MOTIVATED SELLERS! THIS HOUSE WILL BE SOLD OR TAKEN OFF THE MARKET! ACT BEFORE IT IS TOO LATE! Welcome to your 4 Season Home in the waterfront community of Thurstonia on Sturgeon Lake! EXISTING FURNISHINGS AND DECOR ARE NOW INCLUDED. *VIEW in person as staging items have been removed. This top-to-bottom 2022 renovation delivers just under 1,800 sq ft of luxury living space with high-end finishes throughout.OPEN HOUSE: Saturday, July 25th from 1:00 PM - 3:00 PM EXTERIOR & CURB APPEAL Striking stucco exterior paired with modern black windows. Enjoy water views from the composite deck off the living room, plus a spacious backyard with two additional decks-one ideal for grilling and a second at the fence line for outdoor dining.INTERIOR HIGHLIGHTS Main Level: Soaked in light with BEAUTIFUL engineered hardwood floors. Open-concept living/dining with walk out deck. Modern kitchen boasts quartz countertops, new cabinetry, marble backsplash, and stainless steel appliances. Completing this floor are 2 bedrooms and a 4-piece bath. Walk-Out Level: Ideal for extra living space, featuring a large family room, 2 additional bedrooms, and a stylish 3-piece bath.SYSTEMS & UTILITIES Forced-air propane furnace, central air conditioning, and a drilled well for complete peace of mind.COMMUNITY & COMMUTE Thurstonia offers 2 public beaches with weed-free swimming and famous northwest exposure for blazing sunsets! Access a public boat launch and marina with dock rentals. Just 20 mins to Bobcaygeon & Lindsay, and 1hr 15m to the GTA. Note: Hwy 407 is toll-free from Hwy 115 to Pickering for an easy commute!OFFER DETAILS Offer Presentation: Wednesday , July 29th. Don't want to wait until July 29th? Motivated sellers will consider a strong pre-emptive offer! Visit our Open House or book your tour TODAY before it's gone!

Upcoming Open Houses

Saturday, July 25, 20261:00 PM - 3:00 PMPublic

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Property Summary

This detached home located at 25 Silver Birch Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 1 day. This property is listed at $450,000 with an estimated mortgage of $1,498* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 25 Silver Birch Street, Kawartha Lakes is in the Verulam neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionStucco (Plaster)
BasementFinished with Walk-Out, Full
Lot Size56 × 100 Feet
CountyKawartha Lakes
Annual Tax$1,976
Legal DescriptionLt 44 Pl 156 Verulam City Of Kawartha Lakes

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Lake Access, Lake Backlot, Marina, School, Park

Interior Features

Water Heater Owned, Water Purifier, Sump Pump

Security Features

Community Features

Virtual Tours

Location

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25 Silver Birch Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 25 Silver Birch Street, Kawartha Lakes, ON K0M 1L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$135,000 (30.0%)
* Minimum Canadian down payment required for this price is $22,500.
Amortization Period30 Years
Estimated Monthly Payment$1,498Based on a loan of $315,000 over 30 years.
Purchase Price$450,000
Loan Amount$315,000
Provincial Land Transfer Tax:$5,475
Total Estimated Closing Taxes:$5,475

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $450,000 in Kawartha Lakes, the legal minimum down payment is $22,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,475 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Verulam, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$857,967

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.