45 Queen Street, Kawartha Lakes, ON

$639,900
MLS#:X12428078
3 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
45 Queen Street, Kawartha Lakes, ON K0M 1N0
⚠️

Property no longer active

This property was sold on October 3, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Fenelon Falls. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $639,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 64.18 x 189 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Floor Drain, Garburator, In-Law Capability
  • Efficient baseboard heating via electric

Description

2 +1 bedroom 2 bathroom bungalow with an attached garage and great updates in a desired area of Fenelon Falls. This charming bungalow sits next to a serene creek bed that babbles peacefully in spring and fall. The gorgeous and newly renovated custom kitchen fills with natural light and offers quartz counter tops, nearly new stainless steel appliances, tons of storage, an office nook and island for casual meals and conversation area. This home also offers updated plank flooring throughout the main floor, updated windows and doors, new front deck and yard landscaping, roof reshingled in 2020 with gutter guards added in 2023, and the attic insulation has been updated to R40 grade as well. Generous size bedrooms with ample storage throughout the home, main floor laundry and the basement bathroom offer a fabulous working electric sauna!! The propane fireplace in the livingroom and basement rec room create lovely ambiance and are great for supplemental heating. This home has large bedrooms and excellent storage. Multiple walk-out from the back of the house to the fully fenced backyard that overlooks a treed ravine and is perfect for people with pets and dogs. Excellent location within walking distance to downtown, public beach, shopping, schools and walking trails. This is a great home for small families, for first time buyers, or folks looking for an in town downsize in a peaceful and friendly community. Heat and hydro approximately $270 a month. Book your showing today!!

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Property Summary

This detached home located at 45 Queen Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 314 days. This property is listed at $639,900 with an estimated mortgage of $2,130* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 45 Queen Street, Kawartha Lakes is in the Fenelon Falls neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Fenelon Falls, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 3, 2025
Sold price information is available to members only
Listed Date9/26/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFinished
Lot Size64.18 × 189 Feet
CountyKawartha Lakes
Annual Tax$2,484.88
Legal DescriptionPT LT 6 S/S QUEEN ST PL 17 FENELON AS IN R424387; KAWARTHA LAKES

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

  • Beach
  • Fenced Yard
  • Level
  • Library
  • Place Of Worship
  • Rec./Commun.Centre

Interior Features

  • Floor Drain
  • Garburator
  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Sauna
  • Sump Pump
  • Upgraded Insulation
  • Water Heater
  • Water Meter

Security Features

  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 45 Queen Street, Kawartha Lakes, ON

Q.What is the asking price for 45 Queen Street, Kawartha Lakes, ON ?

The current listing price for 45 Queen Street, Kawartha Lakes, ON in Fenelon Falls, Kawartha Lakes is $639,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 45 Queen Street, Kawartha Lakes, ON ?

45 Queen Street, Kawartha Lakes, ON is a Detached (Bungalow) featuring a Finished basement.

Q.What key property features does 45 Queen Street, Kawartha Lakes, ON offer?

Key property features include: Beach, Fenced Yard, Level, Library, Place Of Worship, Rec./Commun.Centre.

Q.What interior features are included in this home?

Interior highlights include: Floor Drain, Garburator, In-Law Capability, Primary Bedroom - Main Floor, Sauna, Sump Pump, Upgraded Insulation, Water Heater, Water Meter.

Q.What security features are installed at 45 Queen Street, Kawartha Lakes, ON ?

Security features include: Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

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45 Queen Street, Kawartha Lakes, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 45 Queen Street, Kawartha Lakes, ON K0M 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate4.00%
Down Payment$191,970 (30.0%)
* Minimum Canadian down payment required for this price is $38,990.
Amortization Period30 Years
Estimated Monthly Payment$2,130Based on a loan of $447,930 over 30 years.
Purchase Price$639,900
Loan Amount$447,930
Provincial Land Transfer Tax:$9,273
Total Estimated Closing Taxes:$9,273

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $639,900 in Kawartha Lakes, the legal minimum down payment is $38,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,273 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,273.

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Fenelon Falls, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fenelon Falls, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$766,108

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Fenelon Falls, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Fenelon Falls, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.