604 Settlers Road, Kawartha Lakes, ON

$798,000
MLS#:X13150008
5 beds
3 baths
1100-1500 sqft
12.0 parking
Residential Freehold
604 Settlers Road, Kawartha Lakes, ON K9V 4R3
⚠️

Property no longer active

This property was sold on July 4, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Ops. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $798,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 150 x 218 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, In-Law Capability, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Welcome to the perfect blend of country living and modern comfort, just minutes outside of the charming town of Lindsay! Nestled on a quiet rural hardtop road, this beautiful home offers the lifestyle you've been dreaming of with stunning sunsets, exceptional privacy, and space for the whole family to enjoy. Step inside and feel instantly at home with the warmth of hardwood floors and a inviting kitchen and dining area - the perfect gathering place for family dinners and entertaining guests. The formal living room is bright and welcoming, featuring large windows that fill the space with natural light and showcase the peaceful country views. The main floor offers a spacious primary bedroom complete with a walk-in closet and updated semi-ensuite bath, along with two additional bedrooms, a second half bathroom, convenient main floor laundry, and direct access to the attached garage. Downstairs, you'll find a bright and spacious family room, an additional generously sized bedroom, a versatile den, full bathroom, and endless storage space. With a separate entrance and second garage access, the lower level offers excellent in-law suite potential or additional living space for extended family .And then there's the outdoor space! Beautiful gardens surround the property, creating your own private retreat to relax and unwind. The detached 24' x 24' insulated garage is the ultimate man cave, workshop, or hobby space - ideal for woodworkers, contractors, outdoor enthusiasts, or anyone needing extra storage and workspace. If you've been searching for privacy, functionality, and the perfect country setting without sacrificing convenience, this incredible property checks all the boxes!

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Property Summary

This detached home located at 604 Settlers Road, Kawartha Lakes is currently for sale and has been available on SousaSells for 79 days. This property is listed at $798,000 with an estimated mortgage of $2,656* per month. It has 5 beds, 3 bathrooms, and is 1100-1500 square feet. 604 Settlers Road, Kawartha Lakes is in the Ops neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Ops, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Ops, Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 4, 2026
Sold price information is available to members only
Listed Date5/19/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Finished
Lot Size150 × 218 Feet
CountyKawartha Lakes
Annual Tax$4,532.53
Legal DescriptionPT N1/2 LT 20 CON 10 OPS PT 1, 57R7541;KAWARTHA LAKES

Parking & Garage

Parking Total12.0
Parking Space8
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Level
  • School Bus Route

Interior Features

  • Auto Garage Door Remote
  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Sump Pump
  • Water Softener

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 604 Settlers Road, Kawartha Lakes, ON

Q.What is the asking price for 604 Settlers Road, Kawartha Lakes, ON ?

The current listing price for 604 Settlers Road, Kawartha Lakes, ON in Ops, Kawartha Lakes is $798,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 604 Settlers Road, Kawartha Lakes, ON ?

604 Settlers Road, Kawartha Lakes, ON is a Detached (Bungalow) featuring a Full, Finished basement.

Q.What key property features does 604 Settlers Road, Kawartha Lakes, ON offer?

Key property features include: Level, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, In-Law Capability, Primary Bedroom - Main Floor, Sump Pump, Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 12.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

Location

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604 Settlers Road, Kawartha Lakes, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 604 Settlers Road, Kawartha Lakes, ON K9V 4R3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$239,400 (30.0%)
* Minimum Canadian down payment required for this price is $54,800.
Amortization Period30 Years
Estimated Monthly Payment$2,656Based on a loan of $558,600 over 30 years.
Purchase Price$798,000
Loan Amount$558,600
Provincial Land Transfer Tax:$12,435
Total Estimated Closing Taxes:$12,435

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $798,000 in Kawartha Lakes, the legal minimum down payment is $54,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,435 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,435.

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Ops, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ops, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,890,229

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Ops, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Ops, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.