78 Melbourne Street, Kawartha Lakes, ON

$499,900
MLS#:X13578456
4 beds
3 baths
1100-1500 sqft
7.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 56.1 x 140 ft lot
  • Features a partially finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, In-Law Capability
  • Efficient forced air heating via gas

Description

5 THINGS YOU'LL LOVE ABOUT THIS HOME! 1) THE LOCATION - Just three blocks from downtown Lindsay, you're just steps away from a walkable, heritage-rich core along the Scugog River, with easy access to Ross Memorial Hospital, schools, and a manageable commute to the GTA. 2) THE YARD - The deep, flat, private backyard is anchored by a beautiful mature tree, with plenty of room to garden, entertain, or just let the kids run free. A full detached one-car garage provides secure parking and valuable extra storage, a rare find for a home of this age. 3) THE LIVING SPACE - This four-bedroom, three-bathroom home offers over 1,700 square feet of finished living space, showcasing plenty of character throughout. It's an ideal opportunity for first-time homebuyers looking to put down roots in a growing community. 4) THE SUNROOM - An additional sunroom off the back of the house extends the living space, creating a bright, cozy bonus spot for morning coffee, reading, or a bit of creative and artistic space of your own. It's a simple addition that quietly becomes a favourite corner of the house. 5) THE BASEMENT SUITE - The basement offers added flexibility with a kitchenette featuring a full-size fridge and cabinetry, along with a separate bathroom and downstairs bedroom. Whether used for extended family, guests, or additional living space, this area can adapt to suit your needs.

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Property Summary

This detached home located at 78 Melbourne Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 2 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 78 Melbourne Street, Kawartha Lakes is in the Lindsay neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementPartially Finished, Separate Entrance
Lot Size56.1 × 140 Feet
CountyKawartha Lakes
Annual Tax$3,069.12
Legal DescriptionPT LT 18 N/S MELBOURNE ST PL TOWN PLOT AS IN R227819; KAWARTHA LAKES

Parking & Garage

Parking Total7.0
Parking Space6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Fenced Yard, Hospital, Park, Public Transit, School

Interior Features

Carpet Free, In-Law Capability

Security Features

Alarm System

Community Features

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Location

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78 Melbourne Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 78 Melbourne Street W, Kawartha Lakes, ON K9V 2T3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $499,900 in Kawartha Lakes, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$653,175

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.