8 St. James Street, Kawartha Lakes, ON

$664,000
MLS#:X13638282
4 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
8 St. James Street, Kawartha Lakes, ON K9V 1L8

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $664,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 65 x 132 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Are you looking for the perfect backyard oasis? This charming 4-bedroom, 2-bathroom bungalow, located in the lovely town of Lindsay, creates the perfect scene for hosting the best outdoor evenings! With extensive landscaping throughout the backyard, complete with a pond, you are transported to your dream outdoor living space. With a hot tub, deck, patio, two gazebos and a beautiful shed, there is tons of space for family, friends or relaxing after a long week. Inside the home, step into a bright and inviting atmosphere with a beautifully updated kitchen featuring a cozy built-in nook for sharing meals. The main floor features a master bedroom with a recently renovated hybrid ensuite bathroom, an additional bedroom currently used as an office, a living room with a fireplace and a dining room. Journey downstairs to the basement to enjoy extended living spaces with an additional bathroom, two bedrooms and extra family room space. The location of this home keeps you close to shopping, schools and amenities while also embracing the small-town lifestyle. Commuting is made easy with quick access to Highway 35.

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Property Summary

This detached home located at 8 St. James Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 1 day. This property is listed at $664,000 with an estimated mortgage of $2,210* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 8 St. James Street, Kawartha Lakes is in the Lindsay neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Lindsay, Kawartha Lakes.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Lindsay, Kawartha Lakes.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding, Brick
BasementFinished, Full
Lot Size65 × 132 Feet
CountyKawartha Lakes
Annual Tax$3,619.99
Legal DescriptionPT LT 55 N/S Queen St, 56 N/S Queen St Pl 15P Pt 1-2, 57R5493; KAWARTHA LAKES

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Hospital
  • Library
  • Park
  • Place Of Worship
  • Public Transit
  • School

Interior Features

  • Primary Bedroom - Main Floor

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 8 St. James Street, Kawartha Lakes, ON

Q.What is the asking price for 8 St. James Street, Kawartha Lakes, ON ?

The current listing price for 8 St. James Street, Kawartha Lakes, ON in Lindsay, Kawartha Lakes is $664,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 8 St. James Street, Kawartha Lakes, ON ?

8 St. James Street, Kawartha Lakes, ON is a Detached (Bungalow) featuring a Finished, Full basement.

Q.What key property features does 8 St. James Street, Kawartha Lakes, ON offer?

Key property features include: Hospital, Library, Park, Place Of Worship, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.What security features are installed at 8 St. James Street, Kawartha Lakes, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Built-In).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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8 St. James Street, Kawartha Lakes, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 8 St. James Street, Kawartha Lakes, ON K9V 1L8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$199,200 (30.0%)
* Minimum Canadian down payment required for this price is $41,400.
Amortization Period30 Years
Estimated Monthly Payment$2,210Based on a loan of $464,800 over 30 years.
Purchase Price$664,000
Loan Amount$464,800
Provincial Land Transfer Tax:$9,755
Total Estimated Closing Taxes:$9,755

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $664,000 in Kawartha Lakes, the legal minimum down payment is $41,400 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,755 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,755.

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Lindsay, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$659,328

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Lindsay, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Lindsay, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.