276 Durham Street, Kincardine, ON

$1,200,000
MLS#:X13059524
5 beds
3 baths
3500-5000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 3-Storey detached located in the coveted neighborhood of Kincardine. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,200,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms
  • Generous living space spanning 3500-5000 sqft on a premium 60.64 x 175.81 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: Upgraded Insulation, Water Heater, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This is a RARE opportunity to own a piece of Kincardine's history. This designated Heritage Home is an original Gothic Revival-style home. This architectural gem has undergone an exquisite full renovation by the current owners from top to bottom and is now proudly offered for sale. Once in a state of disrepair, with the help of the Head Engineer for Heritage Canada, the property has been painstakingly restored with no expense spared, blending original historic character with modern comfort. The home was stripped back to its brickwork, repointed, repaired, and completely rebuilt inside. Updates include: spray insulation throughout, custom-made windows and doors replicating the originals, refurbished pine floors, new electrical and plumbing, new high-grade roof, and a modern gas-fired hot water heating system, just to name a few. The kitchen and bathrooms were fully redesigned, culminating in a residence brimming with richness, charm, and timeless detail. Outside, admire the manicured gardens, welcoming porch, and stately double doors. Inside, note the 13 " trim, crown moldings, archways, ornate fireplaces, and finely reproduced period details. Main Floor (11 ceilings): Chef's kitchen with abundant cabinetry, island, and counter space; formal dining room; living room; foyer; versatile hobby/bonus room; and a 2-piece bath. Second Floor (9 ceilings): Three bedrooms (one currently an exercise room), 4-piece bath, and laundry room. Third Floor Primary Retreat: Spacious bedroom with sitting area, office/den, walk-in closet, and a spa-inspired ensuite featuring a free-standing tub, glass shower, and double vanity. The bright, spacious interior offers both livability and flexibility, perfect for families, multi-generational living, or even a home-based business, thanks to its prime downtown location close to all amenities.

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Key Features

Bedrooms
5
Bathrooms
3
Kitchens
1
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style3-Storey
ConstructionBrick
BasementUnfinished
Lot Size60.64 × 175.81 Feet
CountyBruce
Annual Tax$5,244
Legal DescriptionPT LOT 8 S/S DURHAM ST PL KINCARDINE PT 1, 3R4762 MUNICIPALITY OF KINCARDINE

Parking & Garage

Parking Spaces5.0
Garage Spaces5
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Upgraded Insulation, Water Heater, Water Heater Owned, Water Meter

Security Features

Community Features

Location

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276 Durham Street, Kincardine, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 276 Durham Street, Kincardine, ON N2Z 2X9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kincardine.

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Interest Rate5.25%
Down Payment$240,000 (20.0%)
* Minimum Canadian down payment required for this price is $240,000.
Amortization Period25 Years
Estimated Monthly Payment$5,721Based on a loan of $960,000 over 25 years.
Purchase Price$1,200,000
Loan Amount$960,000
Provincial Land Transfer Tax:$20,475
Total Estimated Closing Taxes:$20,475

About Purchasing a Home in Kincardine, ON

For a property listed at $1,200,000 in Kincardine, the legal minimum down payment is $240,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,475 for this transaction. As this listing is in Kincardine (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,475.

Nearby Listings

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No current listings found in Kincardine.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kincardine, Kincardine.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$809,805

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Anthony's
Public709 Russell Street, Kincardine, Ontario, N2Z 1R1
5.1
Huron Heights
Public785 Russell Street, Kincardine, Ontario, N2Z 1S7
6.5
Elgin Market
Public305 Queen Street, Kincardine, Ontario, N2Z 2R6
7.0

Secondary Schools

Kincardine
Public885 River Lane, Kincardine, Ontario, N2Z 2B9
7.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.