42 Hatter Street, Kingston, ON

$599,900
MLS#:X11920559
3 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 18 - Central City West. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $599,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 72.99 x 70.03 ft lot
  • Features a apartment, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Guest Accommodations, In-Law Suite, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Charming 2-Bedroom Raised Bungalow with In-Law Suite in Portsmouth Village Nestled in the desirable Portsmouth Village neighborhood, this bright and airy raised bungalow offers a fantastic opportunity for both homeowners and investors alike. With a spacious2-bedroom main floor and a fully self-contained one-bedroom, one-bathroom in-law suite, this home presents the perfect blend of comfort, convenience, and rental potential. Ideal for those seeking a home within walking distance of both St. Lawrence College and Queens University West Campus, this location is perfect for students, faculty, or anyone who values proximity to Kingston's top educational institutions. Whether you're attending school, working in the area, or simply enjoy living in a vibrant, well-established community, this home has everything you need. The main floor features two bedrooms, one 4pc. bathroom and a bright living space, bathed in natural light from large windows that invite the outdoors in. The spacious living room, modern kitchen, and dining area with patio doors leading to the deck with privacy walls, and the rear yard w/hot tub provides the perfect environment for relaxation and entertaining. The lower level, living area could also be used as a 4th bedroom, full kitchen, and bathroom. This space is ideal for generating rental income, whether you're hosting a long-term tenant, or providing a cozy home for family members or guests. The suite's self-contained nature offers privacy and independence, enhancing the property's value as a potential income property. With the current rental market in Kingston, this property presents a prime opportunity to offset your mortgage costs, making it a smart investment for owner-occupiers looking to generate passive income. Whether you're a first-time buyer or seasoned investor, the potential here is endless. Portsmouth Village provides easy access to downtown Kingston, shopping, dining, parks, and public transit.

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Property Summary

This detached home located at 42 Hatter Street, Kingston is currently for sale and has been available on SousaSells for 548 days. This property is listed at $599,900 with an estimated mortgage of $1,997* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 42 Hatter Street, Kingston is in the 18 - Central City West neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 16, 2025
Sold price information is available to members only
Listed Date1/13/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick
BasementApartment, Finished
Lot Size72.99 × 70.03 Feet
CountyFrontenac
Annual Tax$4,139.29
Legal DescriptionPT PARKLT 3 BTN YONGE ST & MOWAT AV PL 54 KINGSTON CITY AS IN FR636165; KINGSTON ; THE COUNTY OF FRONTENAC

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Electric Car Charger, Hospital, Park, Public Transit, Rec./Commun.Centre, School

Interior Features

Guest Accommodations, In-Law Suite, Primary Bedroom - Main Floor, Water Heater Owned

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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42 Hatter Street, Kingston, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 42 Hatter Street, Kingston, ON K7M 2L5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

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Interest Rate4.00%
Down Payment$179,970 (30.0%)
* Minimum Canadian down payment required for this price is $34,990.
Amortization Period30 Years
Estimated Monthly Payment$1,997Based on a loan of $419,930 over 30 years.
Purchase Price$599,900
Loan Amount$419,930
Provincial Land Transfer Tax:$8,473
Total Estimated Closing Taxes:$8,473

About Purchasing a Home in Kingston, ON

For a property listed at $599,900 in Kingston, the legal minimum down payment is $34,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,473 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 18 - Central City West, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$673,458

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Local Schools Guide

Elementary Schools

St Thomas More
Public234 Norman Rogers Drive, Kingston, Ontario, K7M 2R4
5.0
Polson Park
Public165 Robert Wallace Drive, Kingston, Ontario, K7M 1Y3
6.4
Centennial
Public120 Norman Rogers Drive, Kingston, Ontario, K7M 2R2
4.6
Madeleine-de-Roybon
Public72 Gilmour Avenue, Kingston, Ontario, K7M 9G6
7.7
Winston Churchill
Public530 Earl Street, Kingston, Ontario, K7L 2K3
7.7

Secondary Schools

Loyalist
Public153 Van Order Drive, Kingston, Ontario, K7M 1B9
5.6
Kingston
Public235 Frontenac Street, Kingston, Ontario, K7L 3S7
6.2
Regiopolis/Notre-Dame
Public130 Russell Street, Kingston, Ontario, K7K 2E9
6.9
Mille-Iles
Public158 Patrick Street, Kingston, Ontario, K7K 3P5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.