89 Ontario Street, Lambton Shores, ON

$459,000
MLS#:X12812896
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Thedford. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $459,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 77.88 x 132 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient radiant heating via other

Description

Set in a quiet, welcoming small-town community just minutes from the shores of Ipperwash Beach, this thoughtfully updated family home offers space, comfort, and lifestyle in equal measure. A charming front wraparound porch creates the perfect place to unwind and watch summer thunderstorms roll in, while inside, a large, inviting kitchen anchors the home and flows seamlessly into a fully finished basement featuring high ceilings, in-floor radiant heat, and expansive cold storage. The spacious backyard, fenced in 2021, enjoys full sun with natural shade from mature trees and includes a 20' x 22' concrete patio (2024), creating an ideal setting for entertaining, play, or relaxing evenings outdoors. A Generac on-demand generator provides peace of mind and uninterrupted power, an invaluable feature for those working from home. Additional updates include a washer (2020), luxury vinyl plank flooring in the living room and stairs (2023), widened laneway, relocated shed, and updated paint. Efficient on-demand gas boiler heating (2014) and mid-level split air conditioning (2020) ensure year-round comfort. Located within walking distance to a splash pad and park, daycare, local favourites, and the Legacy Recreation Centre, and just a short drive to Bosanquet Central Public School, Widder Station Golf Course, Shale Ridge Estate Winery & Nordic Spa, Twin Pines Orchard, Rock Glen Conservation Area, and Highway 402 access, this home blends everyday convenience with the charm of country living. A rare opportunity to own a well-loved property in a community known for friendly neighbours, fresh local markets, and an exceptional quality of life.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 28, 2026
Sold price information is available to members only
Listed Date2/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFinished, Full
Lot Size77.88 × 132 Feet
CountyLambton
Annual Tax$1,795.98
Legal DescriptionLT 8 PL 5 THEDFORD; LAMBTON SHORES

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceOther
Heat TypeRadiant
CoolingCentral Air

Features

Property Features

Rec./Commun.Centre, Place Of Worship

Interior Features

Other

Security Features

Community Features

Location

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89 Ontario Street, Lambton Shores, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 89 Ontario Street, Lambton Shores, ON N0M 2N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Lambton Shores.

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Interest Rate5.25%
Down Payment$22,950 (5.0%)
* Minimum Canadian down payment required for this price is $22,950.
Amortization Period25 Years
Estimated Monthly Payment$2,599Based on a loan of $436,050 over 25 years.
Purchase Price$459,000
Loan Amount$436,050
Provincial Land Transfer Tax:$5,655
Total Estimated Closing Taxes:$5,655

About Purchasing a Home in Lambton Shores, ON

For a property listed at $459,000 in Lambton Shores, the legal minimum down payment is $22,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,655 for this transaction. As this listing is in Lambton Shores (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,655.

Nearby Listings

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No current listings found in Lambton Shores.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Thedford, Lambton Shores.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$712,693

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.