4071 Thomas Street, Lincoln, ON

$899,900
MLS#:X13076086
5 beds
4 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 982 - Beamsville. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 36.09 x 96.78 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: ERV/HRV, In-Law Capability, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to elevated living in the sought after Vista Ridge Community. This custom designed Losani built home offers 2,268 sq ft of beautifully finished space above grade, plus 948 sq ft below blending luxury, comfort, and versatility. With 4+1 bedrooms and 3.5 bathrooms, it's ideal for growing families, multi-generational living, or those seeking income potential. The bright, open concept main floor is filled with natural light and showcases premium finishes throughout. At the heart of the home is a chef inspired kitchen featuring a striking Caesarstone waterfall island, stainless steel appliances, abundant cabinetry, and an oversized walk-in pantry; perfect for entertaining or everyday living. French doors extend the space to a private balcony, ideal for morning coffee or evening relaxation. Upstairs, the primary suite offers a true retreat with a custom walk-in closet and spa like ensuite with a Caesarstone vanity. Enjoy sweeping views of the Toronto skyline and Lake Ontario. Three additional generous sized bedrooms, a full bath, and convenient upper level laundry complete the upper floor. The fully finished lower level offers incredible flexibility with a separate entrance, additional bedroom, full bathroom and spacious rec room. With laundry, stove, and sink hookups in place, it's perfectly suited for an in-law suite or future rental. French doors lead to a fully fenced backyard perfect for relaxing or entertaining. A 200-amp panel adds value and supports future upgrades like an EV charger or hot tub. Situated in the heart of Beamsville, this home offers easy access to major highways, top-rated schools, the Bruce Trail, award-winning wineries, golf courses, restaurants, and a neighbourhood park/splash pad. Everything you need to enjoy a vibrant and convenient lifestyle. With luxurious finishes, thoughtful design, and endless potential, this home is truly a rare find. Don't miss out- schedule your private viewing today!

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Key Features

Bedrooms
5
Bathrooms
4
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date5/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding, Brick
BasementPartially Finished
Lot Size36.09 × 96.78 Feet
CountyNiagara
Annual Tax$7,312
Legal DescriptionLOT 40, PLAN 30M451 SUBJECT TO AN EASEMENT OVER PT 18 ON 30R15475 IN FAVOUR OF LOT 41 PLAN 30M451 AS IN NR522114 TOGETHER WITH AN EASEMENT OVER PT LT 39 PL 30M451 BEING PT 17 ON 30R15475 AS IN NR522114 SUBJECT TO AN EASEMENT FOR ENTRY AS IN NR534865 TOWN OF LINCOLN

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

School Bus Route, Fenced Yard, Golf, Hospital, Park, Rec./Commun.Centre

Interior Features

ERV/HRV, In-Law Capability, Sump Pump

Security Features

Community Features

Location

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4071 Thomas Street, Lincoln, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4071 Thomas Street, Lincoln, ON L3J 0S5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Lincoln.

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Interest Rate5.25%
Down Payment$64,990 (7.2%)
* Minimum Canadian down payment required for this price is $64,990.
Amortization Period25 Years
Estimated Monthly Payment$4,975Based on a loan of $834,910 over 25 years.
Purchase Price$899,900
Loan Amount$834,910
Provincial Land Transfer Tax:$14,473
Total Estimated Closing Taxes:$14,473

About Purchasing a Home in Lincoln, ON

For a property listed at $899,900 in Lincoln, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Lincoln (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lincoln.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,143,318

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.