108 ISLANDVIEW Drive, Loyalist, ON

$499,900
MLS#:X9406766
4 beds
2 baths
700-1100 sqft
1.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 29, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 54 - Amherstview. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 41.13 x 111.54 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Atrium
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 108 Islandview Drive, a charming 4-bedroom, 2-bathroom bungalow nestled in the sought-after neighborhood of Amherstview. This home offers a perfect blend of comfort and convenience, being just moments away from Lake Ontario and a short drive to downtown Kingston. As you step inside, you'll be greeted by a split entrance that leads to both the main floor and the fully finished basement. The main floor boasts a spacious living room, bathed in natural light through a large picture window, creating a warm and inviting atmosphere. The kitchen is a chef's delight, featuring granite countertops, a central island, and sleek stainless steel appliances. From the kitchen, step out onto a private, enclosed deck overlooking the side yard—an ideal spot for morning coffee or evening relaxation. The main floor also includes two generously sized bedrooms, offering ample space for rest and relaxation. The fully finished basement extends the living space with a large family room, perfect for gatherings or movie nights. Here, you'll find two additional well-proportioned bedrooms, a 4-piece bathroom, and a combined laundry/utility room, providing both functionality and comfort. The property also offers an attached garage with convenient inside entry and a private rear yard that provides a peaceful retreat. This Amherstview gem is perfect for those seeking a serene lifestyle with easy access to all the amenities and the beauty of Lake Ontario. Current home inspection available.

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Property Summary

This detached home located at 108 ISLANDVIEW Drive, Loyalist is currently for sale and has been available on SousaSells for 692 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 108 ISLANDVIEW Drive, Loyalist is in the 54 - Amherstview neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold price information is available to members only
Listed Date8/23/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding, Brick
BasementFinished, Full
Lot Size41.13 × 111.54 Feet
CountyLennox & Addington
Annual Tax$4,336
Legal DescriptionLOT 10, PLAN 29M12, LOYALIST.

Parking & Garage

Parking Spaces1.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Atrium

Security Features

Smoke Detector

Community Features

Location

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108 ISLANDVIEW Drive, Loyalist, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 108 ISLANDVIEW Drive, Loyalist, ON K7N 0A2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Loyalist.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Loyalist, ON

For a property listed at $499,900 in Loyalist, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Loyalist (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 54 - Amherstview, Loyalist.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$619,550

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.