131 Chesterfield Drive, Loyalist, ON

$499,900
MLS#:X12138472
3 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on May 21, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 54 - Amherstview. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 66.64 x 119.76 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Carpet Free, Sump Pump, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Charming home located in Amherstview - part of the Greater Kingston area and known for its family-friendly environment and strong sense of community. Property highlights include a convenient, quiet location close to local amenities. Close to public schools and a recreation centre. Appliances include the kitchen and laundry appliances, the large TV in the living room, the hard top gazebo, and the 3-year-old hot tub. The eat-in kitchen has butcher block countertops and white cabinets. Extras include two sheds, a new stone patio, and fresh paint throughout - clean, white and bright. Recent updates & features are a new gas 50-gallon hot water tank (owned, 2024), furnace 2019, roof estimated to be 5-7 years old, and there are some new light fixtures. Landscaping improvements: plants, gravel, mulch and some new grass. The yard is fully fenced, the driveway fits up to four cars, and currently holds a travel trailer. This home is an affordable family home in a quiet residential community. 3+1 bedrooms, 1.5 bathrooms, and a front porch to sit and enjoy a peaceful moment.

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Property Summary

This detached home located at 131 Chesterfield Drive, Loyalist is currently for sale and has been available on SousaSells for 435 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 131 Chesterfield Drive, Loyalist is in the 54 - Amherstview neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 21, 2025
Sold price information is available to members only
Listed Date5/9/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished
Lot Size66.64 × 119.76 Feet
CountyLennox & Addington
Annual Tax$3,558.6
Legal DescriptionLT 892 PL 843 S/T INTEREST IN LA70651; S/T LA40386, LA40542; LOYALIST

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Place Of Worship, School, School Bus Route

Interior Features

Carpet Free, Sump Pump, Water Heater Owned

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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131 Chesterfield Drive, Loyalist, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 131 Chesterfield Drive, Loyalist, ON K7N 1M5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Loyalist.

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Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Loyalist, ON

For a property listed at $499,900 in Loyalist, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Loyalist (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 54 - Amherstview, Loyalist.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$619,550

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.