4A Creighton Drive, Loyalist, ON

$498,900
MLS#:X12766624
3 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on February 13, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 56 - Odessa. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $498,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 69.55 x 90 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: ERV/HRV, Primary Bedroom - Main Floor, Storage Area Lockers
  • Efficient forced air heating via gas

Description

Welcome to the wonderful town of Odessa. Located on the desired west end of the village and just a quick walk to both public and high schools, this affordable elevated bungalow was built in 2009 and offers 3 main floor bedrooms, 2 full bathrooms and a partially finished lower level. The open concept main floor beams with tons of natural light throughout the living/dining room combination, has new flooring, trim, fresh paint and a new quartz countertop with undermount sink in the kitchen island. The very functional kitchen has stainless steel appliances, a "over hang" on the quartz island for breakfast stools and a large corner pantry to house all your kitchen needs. Off the dining area is a patio door leading to a large deck that overlooks the fenced rear yard. The 3 well positioned bedrooms and main bathroom complete the main floor. The lower level is partially finished with a 2nd full bathroom, rec room or flex room, laundry and 2 good sized unfinished rooms, easily finished for future needs. The shingles were replaced in 2025. Updated hot water tank (rental). This affordable single family home is ready for its next owner and is in move in condition.

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Property Summary

This detached home located at 4A Creighton Drive, Loyalist is currently for sale and has been available on SousaSells for 162 days. This property is listed at $498,900 with an estimated mortgage of $1,661* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 4A Creighton Drive, Loyalist is in the 56 - Odessa neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 13, 2026
Sold price information is available to members only
Listed Date2/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementFull, Partially Finished
Lot Size69.55 × 90 Feet
CountyLennox & Addington
Annual Tax$3,594
Legal DescriptionPT LT 10 PL 350 PT 2 29R6821; LOYALIST

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Fenced Yard, Level, Library, Park, School

Interior Features

ERV/HRV, Primary Bedroom - Main Floor, Storage Area Lockers, Water Heater

Security Features

Smoke Detector

Community Features

Location

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4A Creighton Drive, Loyalist, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4A Creighton Drive, Loyalist, ON K7L 1W7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Loyalist.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,670 (30.0%)
* Minimum Canadian down payment required for this price is $24,945.
Amortization Period30 Years
Estimated Monthly Payment$1,661Based on a loan of $349,230 over 30 years.
Purchase Price$498,900
Loan Amount$349,230
Provincial Land Transfer Tax:$6,453
Total Estimated Closing Taxes:$6,453

About Purchasing a Home in Loyalist, ON

For a property listed at $498,900 in Loyalist, the legal minimum down payment is $24,945 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,453 for this transaction. As this listing is in Loyalist (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,453.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 56 - Odessa, Loyalist.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$600,842

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.