518 MAIN Street, Loyalist, ON

$499,900
MLS#:X11997254
4 beds
1 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property no longer active

This property was sold on March 20, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 57 - Bath. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 100 x 144.3 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: Other
  • Efficient forced air heating via gas

Description

EXCELLENT ELEVATED SOLID BRICK BUNGALOW SITUATED ON A WONDERFUL LARGE LOT IN BATH. CLOSE TO ALL AMENITIES, PARKS, SCHOOL, WATERFRONT, STORES AND POST OFFICE. REMODELED WITH 4 BEDROOMS, LARGE LIVING ROOM AND DINING ROOM. EXCELLENT SUN ROOM OFF OF DINING ROOM LEADING TO THE BEAUTIFUL BACK YARD. EASY COMMUTE TO KINGSTON OR NAPANEE. COME AND LIVE IN THIS WONDERFUL VILLAGE WITH AN ABUNDANCE OF WATERFRONT PARKS, STORES AND MUNICIPAL SERVICES.

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Property Summary

This detached home located at 518 MAIN Street, Loyalist is currently for sale and has been available on SousaSells for 501 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 4 beds, 1 bathroom, and is 1100-1500 square feet. 518 MAIN Street, Loyalist is in the 57 - Bath neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 19, 2025
Sold price information is available to members only
Listed Date3/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionAluminum Siding, Brick
BasementFinished, Full
Lot Size100 × 144.3 Feet
CountyLennox & Addington
Annual Tax$3,499.13
Legal DescriptionPT. LT. 8, CON BROKEN FRONT ERNESTOWN, AS IN LA162663, LOYALIST

Parking & Garage

Parking Spaces5.0
Garage Spaces5
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Other

Security Features

Community Features

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Location

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518 MAIN Street, Loyalist, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 518 MAIN Street, Loyalist, ON K0H 1G0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Loyalist.

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Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Loyalist, ON

For a property listed at $499,900 in Loyalist, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Loyalist (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 57 - Bath, Loyalist.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$771,358

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.