86 WATER Street, Minden Hills, ON

$449,000
MLS#:X13215400
3 beds
3 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Minden. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $449,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 103 x 135 ft lot
  • Features a walk-out, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Propane Tank, Water Heater, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

This in town home is located in the absolute perfect location of major convenience without the need for transportation. Just about everything is a short walk away: grocery shopping, restaurants and, of course, our busy Canadian Tire around the corner. Located just across from the Gull River you'll find this home is exactly perfect. Modern kitchen with granite counter tops and high end stainless steel appliances set up with an open concept to the living room. Updated windows, new flooring and asphalt shingle roof. Bathrooms have all been modernized including a new three piece bath ensuite for the lower level bedroom. Three bedrooms in all, two of which have ensuites. Outside you'll discover a large side and back lawn highlighted by a wrap around deck for good privacy during you're BBQing time. This home is well worth the visit. Call for further information on this special home

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Property Summary

This detached home located at 86 WATER Street, Minden Hills is currently for sale and has been available on SousaSells for 44 days. This property is listed at $449,000 with an estimated mortgage of $1,495* per month. It has 3 beds, 3 bathrooms, and is 700-1100 square feet. 86 WATER Street, Minden Hills is in the Minden neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date5/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementWalk-Out, Partially Finished
Lot Size103 × 135 Feet
CountyHaliburton
Annual Tax$1,513
Legal DescriptionPt Lt 4, Con A Minden as in H42022 Minden Hills

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Hospital, Fenced Yard

Interior Features

Propane Tank, Water Heater, Sump Pump

Security Features

Smoke Detector

Community Features

Virtual Tours

Location

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86 WATER Street, Minden Hills, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 86 WATER Street, Minden Hills, ON K0M 2K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Minden Hills.

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Interest Rate4.00%
Down Payment$134,700 (30.0%)
* Minimum Canadian down payment required for this price is $22,450.
Amortization Period30 Years
Estimated Monthly Payment$1,495Based on a loan of $314,300 over 30 years.
Purchase Price$449,000
Loan Amount$314,300
Provincial Land Transfer Tax:$5,455
Total Estimated Closing Taxes:$5,455

About Purchasing a Home in Minden Hills, ON

For a property listed at $449,000 in Minden Hills, the legal minimum down payment is $22,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,455 for this transaction. As this listing is in Minden Hills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,455.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Minden, Minden Hills.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$877,536

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.