1027 Niagara Stone Road, Niagara-on-the-Lake, ON

$1,499,000
MLS#:X12361448
4 beds
3 baths
2500-3000 sqft
22.0 parking
Residential Freehold
1027 Niagara Stone Road, Niagara-on-the-Lake, ON L0S 1J0

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 102 - Lakeshore. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2500-3000 sqft on a premium 330 x 366 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 22.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Guest Accommodations, In-Law Capability, Primary Bedroom - Main Floor
  • equipped with wall unit(s) central cooling and highly efficient heat pump heating via electric

Description

Experience a property that earns, entertains, and enchants, all from one iconic address on the Niagara Wine Route. This address pairs peaceful rural charm with swift reach to boutiques, dining, theatres, and major highways. Inside, every detail speaks quality: an eight-year-old Hygrade steel roof, three inviting gas fireplaces, and immaculate finishes throughout. The main level showcases two generous bedrooms, while ups.tairs reveals a self-contained suite boasting its kitchen, bedroom, and lounge. ideal for in-laws, tenants, or Airbnb guests. An all-glass four-season sunroom invites year-round relaxation, and outside, a 35x70 concrete-based rink converts effortlessly from hockey to pickleball, markets, or soirees. Creators and entrepreneurs will value two serious workshops: a 24x32 heated, and a sprawling 25 75 two-storey facility ready for studio, inventory, or collector cars. For unforgettable gatherings, head to the 20x12 entertainment bar with running hot-cold water. High-efficiency heat pumps supply economical climate control to every structure, unlocking limitless four-season possibilities. Each building is insulated, delivering effortless ove, efficiency, and peace of mind daily. Imagine launching an art gallery, craft brewery, wellness retreat, fitness hub, specialty retail, or tech lab, all from your own picturesque homestead, minutes from world-class vineyards and the Shaw Festival. The licensed second-floor Airbnb already generates income; expand or rebrand as desired. Whether youre a multigenerational family, remote professional craving space, or visionary investor seeking a live-in business headquarters, this rare property delivers unmatched flexibility, character, and curb appeal. Estate-like grounds, sweeping vineyard vistas, and a sought-after NOTL address ensure lasting value and effortless resale. Opportunities of this calibre seldom surface. Book your private tour today and experience the lifestyle only 1027 Niagara Stone Road can offer

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Property Summary

This detached home located at 1027 Niagara Stone Road, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 347 days. This property is listed at $1,499,000 with an estimated mortgage of $4,990* per month. It has 4 beds, 3 bathrooms, and is 2500-3000 square feet. 1027 Niagara Stone Road, Niagara-on-the-Lake is in the 102 - Lakeshore neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 102 - Lakeshore, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 2500-3000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 102 - Lakeshore, Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date8/24/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFull
Lot Size330 × 366 Acres
CountyNiagara
Annual Tax$4,146.56
Legal DescriptionPT TWP LT 154 NIAGARA PT 1 & 2 30R1417 EXCEPT PT 1 30R3310 TOWN OF NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Total22.0
Parking Space20
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeHeat Pump
CoolingWall Unit(s)

Features

Property Features

None listed

Interior Features

  • Guest Accommodations
  • In-Law Capability
  • Primary Bedroom - Main Floor
  • Separate Heating Controls

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 1027 Niagara Stone Road, Niagara-on-the-Lake, ON

Q.What is the asking price for 1027 Niagara Stone Road, Niagara-on-the-Lake, ON ?

The current listing price for 1027 Niagara Stone Road, Niagara-on-the-Lake, ON in 102 - Lakeshore, Niagara-on-the-Lake is $1,499,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 2500-3000 sqft.

Q.What property type and architectural style is 1027 Niagara Stone Road, Niagara-on-the-Lake, ON ?

1027 Niagara Stone Road, Niagara-on-the-Lake, ON is a Detached (2-Storey) featuring a Full basement.

Q.What interior features are included in this home?

Interior highlights include: Guest Accommodations, In-Law Capability, Primary Bedroom - Main Floor, Separate Heating Controls.

Q.Is parking available at this property?

Yes, this property offers parking space for 22.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Wall Unit(s).

Location

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1027 Niagara Stone Road, Niagara-on-the-Lake, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1027 Niagara Stone Road, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

Configure Loan Settings

Interest Rate4.00%
Down Payment$449,700 (30.0%)
* Minimum Canadian down payment required for this price is $299,800.
Amortization Period30 Years
Estimated Monthly Payment$4,990Based on a loan of $1,049,300 over 30 years.
Purchase Price$1,499,000
Loan Amount$1,049,300
Provincial Land Transfer Tax:$26,455
Total Estimated Closing Taxes:$26,455

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,499,000 in Niagara-on-the-Lake, the legal minimum down payment is $299,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $26,455 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $26,455.

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102 - Lakeshore, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 102 - Lakeshore, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$3,226,228

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 102 - Lakeshore, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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102 - Lakeshore, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.