1209 Line 3 Road, Niagara-on-the-Lake, ON

$999,999
MLS#:X13221422
3 beds
2 baths
700-1100 sqft
20.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 103 - River. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $999,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 144 x 317 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 20.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 1209 Line 3 Rd, Niagara-on-the-Lake, a beautifully updated property situated on over 1 acre of land, offering modern finishes, generous outdoor space, and peaceful country-style living.The main floor and exterior of the home have been extensively renovated, creating a fresh and modern feel throughout. The stunning new kitchen features elegant marble countertops and updated finishes, perfect for everyday living and entertaining. Step outside to a newly built oversized deck, ideal for relaxing, hosting gatherings, or enjoying the surrounding open space.The property also features a newly finished gravel driveway with parking for approximately 15 vehicles, providing exceptional convenience for large families, guests, trailers, or work vehicles. The detached garage includes four newly installed garage doors, plus an additional storage area located behind the garage for extra functionality.Set on a spacious lot of more than 1 acre, this property offers endless possibilities for outdoor enjoyment, gardening, hobby use, or simply appreciating the privacy and open surroundings.Situated in a desirable Niagara-on-the-Lake location, this property offers the perfect balance of privacy, space, and convenience while remaining close to wineries, golf courses, shopping, and major amenities. A rare opportunity to enjoy updated country living with outstanding outdoor potential.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementUnfinished
Lot Size144 × 317 Feet
CountyNiagara
Annual Tax$3,758.35
Legal DescriptionPT TWP LT 30 NIAGARA AS IN RO655935 ; S/T RO609124; NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Spaces20.0
Garage Spaces15
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Carpet Free

Security Features

Community Features

Location

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1209 Line 3 Road, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1209 Line 3 Road, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate5.25%
Down Payment$75,000 (7.5%)
* Minimum Canadian down payment required for this price is $75,000.
Amortization Period25 Years
Estimated Monthly Payment$5,512Based on a loan of $924,999 over 25 years.
Purchase Price$999,999
Loan Amount$924,999
Provincial Land Transfer Tax:$16,475
Total Estimated Closing Taxes:$16,475

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $999,999 in Niagara-on-the-Lake, the legal minimum down payment is $75,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,475 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,475.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,469,228

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.