133 Regent Street, Niagara-on-the-Lake, ON

$1,550,000
MLS#:X13517182
4 beds
3 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $1,550,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 45 x 104 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Life rarely gets better than this. Elegant, sunlit, low maintenance, beautiful... and it only gets better. A spacious main floor master with three piece ensuite is the start of every day being beautiful here in the heart of old town Niagara on the Lake. Sun shines in from large windows to make any space feel like home, from a spacious kitchen, to the chic sitting room... to the warm upper level featuring two sprawling bedrooms serviced by a large three piece bath. Sit on the porch and watch neighbors go by, morning coffee, evening wine or just fall asleep with a good book. Yard space is low maintenance and easy to enjoy, loads of deck space for dinner under moonlight, afternoons with friends or solitary time in the flowerbeds. Walk not even a block to the waters edge where the mouth of meets Lake Ontario, or head the opposite direction and find yourself on the main street. Shops, Dining, Theatre, Ice Cream... all far too close to even get on a bicycle. Rare house, rare town.... rare opportunity.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionWood
BasementUnfinished
Lot Size45 × 104 Feet
CountyNiagara
Annual Tax$7,610
Legal DescriptionPT LT 28 TP PL 86 NIAGARA PT 1 30R8869; NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Fenced Yard, Lake Access, Marina, Place Of Worship, Rec./Commun.Centre

Interior Features

Primary Bedroom - Main Floor, Water Heater Owned

Security Features

Community Features

Location

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133 Regent Street, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 133 Regent Street, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate5.25%
Down Payment$310,000 (20.0%)
* Minimum Canadian down payment required for this price is $310,000.
Amortization Period25 Years
Estimated Monthly Payment$7,389Based on a loan of $1,240,000 over 25 years.
Purchase Price$1,550,000
Loan Amount$1,240,000
Provincial Land Transfer Tax:$27,475
Total Estimated Closing Taxes:$27,475

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,550,000 in Niagara-on-the-Lake, the legal minimum down payment is $310,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $27,475 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $27,475.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,477,028

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.