138 Loretta Drive, Niagara-on-the-Lake, ON
Property no longer active
This property was sold on May 7, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $1,024,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 3 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 39.76 x 124 ft lot
- Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Sump Pump
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 138 Loretta Drive in the lovely community of Virgil. This sprawling bungalow was built in 2005 and has been meticulously maintained. Right away you will notice the gleaming hardwood floors inviting you through French doors to a cozy den. The kitchen is ideal for hosting large family dinners and there's enough storage for all of your kitchen gadgets. Open to the adjacent dining room with enough space for a large dining table, plus seating for 4 more at the kitchen island. The family room feels bright and airy, with a gas fireplace for added ambiance. Enjoy the ease of having your primary bedroom on the main floor with a luxurious ensuite bath with jetted tub and double sinks. The main floor is also home to the laundry room, a 4-piece bath, and a large guest room. There's more! Upstairs you will find a huge bonus room! Use it as a bedroom, office, games room, or whatever your heart desires! Fully finished basement with another gas fireplace, bar area, and additional bedroom AND storage! Outdoors, walk out to your large composite deck with plenty of room for dining, lounging, and grilling. Beautifully landscaped and ideally low-maintenance. Let's not forget the perks of living in the Niagara-on-the-Lake area! Choose a different winery to tour every weekend, not to mention world-class golf, craft breweries, and some of the prettiest historic sites and landscapes in the province. Just steps to Highway 55 (Niagara Stone Rd.) and only 10kms to the QEW.
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Property Summary
This detached home located at 138 Loretta Drive, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 464 days. This property is listed at $1,024,900 with an estimated mortgage of $3,412* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 138 Loretta Drive, Niagara-on-the-Lake is in the 108 - Virgil neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 108 - Virgil, Niagara-on-the-Lake.
- •4 spacious bedroom layout offering versatile living space
- •3 well-appointed bathrooms
- •1500-2000 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in 108 - Virgil, Niagara-on-the-Lake.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Golf
- Greenbelt/Conservation
- Place Of Worship
- School Bus Route
Interior Features
- Sump Pump
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 138 Loretta Drive, Niagara-on-the-Lake, ON
Q.What is the asking price for 138 Loretta Drive, Niagara-on-the-Lake, ON ?
The current listing price for 138 Loretta Drive, Niagara-on-the-Lake, ON in 108 - Virgil, Niagara-on-the-Lake is $1,024,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 4 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.
Q.What property type and architectural style is 138 Loretta Drive, Niagara-on-the-Lake, ON ?
138 Loretta Drive, Niagara-on-the-Lake, ON is a Detached (Bungalow) featuring a Finished, Full basement.
Q.What key property features does 138 Loretta Drive, Niagara-on-the-Lake, ON offer?
Key property features include: Golf, Greenbelt/Conservation, Place Of Worship, School Bus Route.
Q.What interior features are included in this home?
Interior highlights include: Sump Pump.
Q.Is parking available at this property?
Yes, this property offers parking space for 6.0 vehicles (Attached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $1,024,900 in Niagara-on-the-Lake, the legal minimum down payment is $204,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,973 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,973.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.