1426 Niagara Stone Road, Niagara-on-the-Lake, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium stone and brick construction, this residence presents an exceptional opportunity offered at $1,498,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 5 Bathrooms with 2 functional kitchens
- Generous living space spanning 2500-3000 sqft on a premium 60 x 189.65 ft lot
- Features a apartment basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Accessory Apartment
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 1426 Niagara Stone Road, a distinctive residence in the heart of Virgil that was thoughtfully reconstructed in 2015. Blending character and functionality, this exceptional home showcases wide plank flooring, terracotta kitchen tile, stained glass accents, and a spacious multi-level design that offers flexibility for families of all sizes. Designed for both comfortable living and entertaining, the home features multiple walk-outs, three upper-level balconies, a charming covered porch, and an expansive entertainment-sized deck overlooking the backyard. The lower level offers a private in-law suite with its own entrance, making it ideal for multigenerational living, guests, or additional income potential. Outside, you'll find generous green space, a storage barn, and a relaxing hot tub, creating the perfect setting to enjoy Niagara's outdoor lifestyle. Ample parking is provided by a tandem two-car garage and a curved driveway. Currently operating as a successful Airbnb, this versatile property presents an excellent opportunity for homeowners and investors alike. Situated in Niagara-on-the-Lake's renowned wine country, you're just minutes from award-winning wineries, Old Town Niagara-on-the-Lake, and everyday conveniences. With easy access to Niagara Falls, St. Catharines, and the QEW, this one-of-a-kind home offers the perfect blend of character, location, and lifestyle.
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Accessory Apartment
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Pricing & Value Insights
Data-driven valuation for 1426 Niagara Stone Road, Niagara-on-the-Lake, ON L0S 1T0
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $1,498,000 in Niagara-on-the-Lake, the legal minimum down payment is $299,600 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $26,435 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $26,435.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.