155 Loretta Drive, Niagara-on-the-Lake, ON

$1,099,000
MLS#:X13791960
3 beds
3 baths
1500-2000 sqft
6.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 3 Bath Home at 155 Loretta Drive Niagara-on-the-Lake ON listed at $1,099,000 (MLS# X13791960) - Main View
For Sale
Added:Sep 16, 2026(today)
Updated:Sep 16, 2026(today)
Last Checked:21 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Virgil. Expertly crafted featuring premium stucco (plaster) and vinyl siding construction, this residence presents an exceptional opportunity offered at $1,099,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 55 x 105 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 155 Loretta Drive, a beautifully renovated home in the heart of Virgil. Built by Jenko Homes and extensively renovated in the last few years, this home offers a great mix of modern finishes, comfortable living spaces and plenty of room for the family. The main floor features 9-foot ceilings, white oak vinyl plank flooring, architectural arches and custom paneling. The renovated kitchen includes custom Millbrook cabinetry, quartz countertops, stainless-steel appliances, a gas cooktop, double Dacor wall ovens, undercabinet lighting, beautiful tiled backsplash, and stylish fixtures. It opens to the step-down family room, where large windows and sliding doors overlook the backyard. Just off of the family room, you'll find a newly created custom bar area which adds a great space for preparing your beverage of choice. Upstairs are three good-sized bedrooms, renovated bathrooms and a convenient laundry area. The primary suite includes a walk-in closet and renovated ensuite with a large glass enclosed tiled shower, double vanity with beautiful fixtures. The other two bedrooms share a tastefully renovated 4-piece bathroom, which keeps consistent with the contemporary aesthetic throughout the home. Outside, the fully fenced backyard is surrounded by mature trees and landscaping, with an enlarged deck, patio areas and a natural gas hookup for the barbecue. Other notable updates: new lighting and pot lights, dimmer switches, custom blinds, updated doors and hardware, new carpeting on the main and lower staircases, and a new garage-door system. The basement was also renovated and includes a rough-in for an additional bathroom. Located in growing Virgil and just minutes from Niagara-on-the-Lake's wineries, restaurants, shops and attractions, this is a home with plenty to offer. Impeccably maintained and thoughtfully renovated, 155 Loretta Drive offers exceptional comfort, style, and price of ownership.

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Property Summary

This detached home located at 155 Loretta Drive, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 0 days. This property is listed at $1,099,000 with an estimated mortgage of $3,658* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 155 Loretta Drive, Niagara-on-the-Lake is in the Virgil neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Virgil, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$1,099,000
AddedSep 16, 2026 (today)
UpdatedSep 16, 2026 (today)
Last Checked21 minutes ago
Transaction TypeFor Sale
List Office NameBOSLEY REAL ESTATE LTD.,

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStucco (Plaster), Vinyl Siding
BasementFinished, Full
Lot Size55 Ă— 105 Feet
CountyNiagara
Annual Tax$5,178
Legal DescriptionLot 19, Plan 30M317, Niagara on the Lake

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Park
  • Place Of Worship
  • Rec./Commun.Centre
  • School
  • School Bus Route

Interior Features

  • Auto Garage Door Remote

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Niagara-on-the-Lake Home Buyer Advisory & Market HubActive MLS® Listing in Niagara-on-the-Lake, Ontario

Looking to Buy a Home in Niagara-on-the-Lake?

If you are looking for a house in Niagara-on-the-Lake or researching Niagara-on-the-Lake real estate for sale, this 3-bedroom detached at 155 Loretta Drive, Niagara-on-the-Lake, ON offers an exceptional opportunity to buy a home in Niagara-on-the-Lake, Ontario. Whether you are a first-time Niagara-on-the-Lake home buyer or comparing active Niagara-on-the-Lake MLS® homes for sale, working with a dedicated Niagara-on-the-Lake buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Niagara-on-the-Lake Homes for Sale & MLS® Listings

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Dedicated Niagara-on-the-Lake Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Niagara-on-the-Lake realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Niagara-on-the-Lake Buyer Budget & Costs

Estimated mortgage: $3,658*/month*. Estimated Ontario Land Transfer Tax: $18,455. First-time Niagara-on-the-Lake home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Niagara-on-the-Lake

Frequently Asked Questions about 155 Loretta Drive, Niagara-on-the-Lake, ON

Q.What is the asking price for 155 Loretta Drive, Niagara-on-the-Lake, ON ?

The current listing price for 155 Loretta Drive, Niagara-on-the-Lake, ON in Virgil, Niagara-on-the-Lake is $1,099,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 155 Loretta Drive, Niagara-on-the-Lake, ON ?

155 Loretta Drive, Niagara-on-the-Lake, ON is a Detached (2-Storey) featuring a Finished, Full basement.

Q.What key property features does 155 Loretta Drive, Niagara-on-the-Lake, ON offer?

Key property features include: Fenced Yard, Park, Place Of Worship, Rec./Commun.Centre, School, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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155 Loretta Drive, Niagara-on-the-Lake, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Virgil, Niagara-on-the-Lake

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 155 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0

Estimated Sales Range
$1,044,000 - $1,077,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate4.00%
Down Payment$329,700 (30.0%)
* Minimum Canadian down payment required for this price is $219,800.
Amortization Period30 Years
Estimated Monthly Payment$3,658Based on a loan of $769,300 over 30 years.
Purchase Price$1,099,000
Loan Amount$769,300
Provincial Land Transfer Tax:$18,455
Total Estimated Closing Taxes:$18,455

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,099,000 in Niagara-on-the-Lake, the legal minimum down payment is $219,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,455 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,455.

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Virgil, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Virgil, Niagara-on-the-Lake.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$1,554,543

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Virgil, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

No secondary schools data loaded.

Virgil, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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