2 SAMUEL Street, Niagara-on-the-Lake, ON

$1,349,900
MLS#:X13032394
4 beds
3 baths
2500-3000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $1,349,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 69.91 x 125.11 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Nestled on a quiet street in the heart of Niagara-on-the-Lake, this stunning 4-bedroom, 3-bath residence offers approximately 2,925 sq. ft. of thoughtfully designed living space, blending timeless character with luxurious finishes. A gorgeous stone wraparound porch welcomes you home.Step inside to a grand foyer featuring an extra-wide staircase and elegant wall sconces. The main floor showcases wide-plank hemlock wood flooring, creating warmth and character. The living room is highlighted by a stone wood-burning fireplace and walkout access to the wraparound porch. The large eat-in dining room offers plenty of room for family gatherings and dinner parties, with additional doors leading directly to the porch. At the heart of the home lies the kitchen. A copper ceiling in the kitchen and breakfast nook creates a dramatic focal point. The breakfast area opens directly onto a stone patio and backyard. Completing the main floor is a convenient 2-piece bath and a versatile bonus room-ideal as a home office, craft room, or potential 5th bedroom. Upstairs, you'll find four generously sized bedrooms, offering large windows and ample closet space. The primary suite serves as a private retreat, featuring a spa-inspired 4-piece ensuite complete with a built-in vanity, soaker tub, and stand-up shower. An additional 4-piece bath provides convenience for family and guests.The finished basement expands the living space with a large recreation room anchored by a second stone fireplace. There is also plenty of additional storage space.Outside, the spacious backyard offers endless possibilities for entertaining, play, or relaxation, with abundant garden space for gardening enthusiasts. A double-wide attached garage and ample driveway. Located in an exceptional Niagara-on-the-Lake location, this home combines luxury, character, and tranquility, all while being close to the town's renowned wineries, dining, and charming amenities.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 11, 2026
Sold price information is available to members only
Listed Date4/22/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStucco (Plaster)
BasementFinished, Full
Lot Size69.91 × 125.11 Feet
CountyNiagara
Annual Tax$9,964.35
Legal DescriptionLOT 7, PLAN 30M253, NIAGARA ON THE LAKE (AMENDED 00.10.30 GB)

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf

Interior Features

Central Vacuum

Security Features

Alarm System

Community Features

Location

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2 SAMUEL Street, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2 SAMUEL Street, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate5.25%
Down Payment$269,980 (20.0%)
* Minimum Canadian down payment required for this price is $269,980.
Amortization Period25 Years
Estimated Monthly Payment$6,435Based on a loan of $1,079,920 over 25 years.
Purchase Price$1,349,900
Loan Amount$1,079,920
Provincial Land Transfer Tax:$23,473
Total Estimated Closing Taxes:$23,473

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,349,900 in Niagara-on-the-Lake, the legal minimum down payment is $269,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $23,473 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $23,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,482,713

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.