20 Henry Street, Niagara-on-the-Lake, ON
Property no longer active
This property was sold on September 24, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium board & batten construction, this residence presents an exceptional opportunity offered at $989,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
- Generous living space spanning 1100-1500 sqft on a premium 70 x 174.86 ft lot
- Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 8.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Auto Garage Door Remote, Carpet Free, Guest Accommodations
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 20 Henry Street, a beautiful and newer bungalow offering modern living on a spectacular ravine lot in a mature location! Prepare to be captivated by the serene backdrop with Four Mile Creek visible from your own property! The covered front porch leads to the spacious entryway with a convenient walk-in closet (also good for storage) and an immediate awesome view of the backyard. The open-concept kitchen features a centre island and ample counter space, perfect for meal preparation, or entertaining. The bright and airy great room encompasses the dining area and boasts wall to wall windows and patio doors, offering picturesque views. The patio doors lead to the large patio area and private backyard. The primary bedroom features big windows to enjoy the backyard and a 3pc ensuite and walk-in closet. The second bedroom has ensuite bathrooom privileges. The lower level, with a separate entrance provides excellent access for a possible in-law suite or other family members and is totally self-contained, including full kitchen facilities, two bedrooms, a large living area (or rec room), separate laundry facilities amd a 4pc bathroom. A great "little apartment", or just to be used with the home for extra space! The "drive through garage", features garage doors at both ends for ultimate convenience and backyard access. This home is located in a convenient location to enjoy all Niagara has to offer, being close to schools, shopping, boutiques, spas, wineries, SHAW restaurants, and the list goes on... Experience the privacy and nature's beauty with the stunning ravine setting and the tranquil sight of the creek in your backyard. Available to enjoy the summer!!
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Property Summary
This detached home located at 20 Henry Street, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 435 days. This property is listed at $989,000 with an estimated mortgage of $3,292* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 20 Henry Street, Niagara-on-the-Lake is in the 108 - Virgil neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 108 - Virgil, Niagara-on-the-Lake.
- •4 spacious bedroom layout offering versatile living space
- •3 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in 108 - Virgil, Niagara-on-the-Lake.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Ravine
- School
- Place Of Worship
- Wooded/Treed
Interior Features
- Auto Garage Door Remote
- Carpet Free
- Guest Accommodations
- In-Law Capability
- Primary Bedroom - Main Floor
- Water Heater Owned
- Water Meter
Security Features
- Carbon Monoxide Detectors
- Smoke Detector
Community Features
None listed
Frequently Asked Questions about 20 Henry Street, Niagara-on-the-Lake, ON
Q.What is the asking price for 20 Henry Street, Niagara-on-the-Lake, ON ?
The current listing price for 20 Henry Street, Niagara-on-the-Lake, ON in 108 - Virgil, Niagara-on-the-Lake is $989,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 4 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 20 Henry Street, Niagara-on-the-Lake, ON ?
20 Henry Street, Niagara-on-the-Lake, ON is a Detached (Bungalow) featuring a Finished, Full basement.
Q.What key property features does 20 Henry Street, Niagara-on-the-Lake, ON offer?
Key property features include: Ravine, School, Place Of Worship, Wooded/Treed.
Q.What interior features are included in this home?
Interior highlights include: Auto Garage Door Remote, Carpet Free, Guest Accommodations, In-Law Capability, Primary Bedroom - Main Floor, Water Heater Owned, Water Meter.
Q.What security features are installed at 20 Henry Street, Niagara-on-the-Lake, ON ?
Security features include: Carbon Monoxide Detectors, Smoke Detector.
Q.Is parking available at this property?
Yes, this property offers parking space for 8.0 vehicles (Attached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $989,000 in Niagara-on-the-Lake, the legal minimum down payment is $73,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,255 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,255.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.