21 Garrison Village Drive, Niagara-on-the-Lake, ON

$1,190,000
MLS#:X13472078
3 beds
3 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $1,190,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 70 x 120 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Wake up to breathtaking orchard views, glowing sunsets, and the peaceful privacy of having no rear neighbours in this two-storey home in the coveted Garrison Village community. Backing onto protected agricultural land that will remain orchard acreage, this property offers a rare connection to NOTLs renowned agricultural landscape.This light-filled residence seamlessly blends comfort, nature, and walkable convenience in one of the area's most desirable neighbourhoods. The main level features an open-concept living and dining area with rich Brazilian hardwood flooring and a custom bay window. The kitchen is adorned with boutique modern tiles inspired by 18th-century French tomettes and flows effortlessly into a spacious family room anchored by a wood-burning fireplace.Upstairs, you'll find three well-appointed bedrooms and a five-piece bathroom. Two of the bedrooms enjoy expansive west-facing orchard views through custom panoramic windows, creating an exceptional connection to the surrounding landscape while filling the home with natural light.The finished basement provides flexible living space, including a recreation room, home office, three-piece bathroom, laundry area, and a large workshop or storage room. Outside, mature trees and established gardens create a private outdoor retreat. Enjoy summer days by the in-ground pool, morning coffee beneath the versatile covered patio, and colourful sunsets. The lush setting attracts birds and wildlife, further enhancing the property's tranquil atmosphere. A covered front porch, double-car garage, and generous driveway-fully excavated and professionally repaved in 2023-complete the package.Just steps from the Health Clinic, Foodland, and Community Centre, this home offers convenient access via bike trail to a library, café, event space, and fitness programs. From vibrant spring blossoms and sunny summer days to colourful autumn sunsets and peaceful winter landscapes, this home showcases the beauty of every season.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Finished
Lot Size70 × 120 Feet
CountyNiagara
Annual Tax$5,453
Legal DescriptionPCL 40-1 SEC M19 NIAGARA; LT 40 PL M19 TOWN OF NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard

Interior Features

Carpet Free

Security Features

Community Features

Location

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21 Garrison Village Drive, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 21 Garrison Village Drive, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate5.25%
Down Payment$238,000 (20.0%)
* Minimum Canadian down payment required for this price is $238,000.
Amortization Period25 Years
Estimated Monthly Payment$5,673Based on a loan of $952,000 over 25 years.
Purchase Price$1,190,000
Loan Amount$952,000
Provincial Land Transfer Tax:$20,275
Total Estimated Closing Taxes:$20,275

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,190,000 in Niagara-on-the-Lake, the legal minimum down payment is $238,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,275 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,275.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,476,371

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.