214 Mary Street, Niagara-on-the-Lake, ON
Property Highlights
Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,190,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 4 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 64 x 208 ft lot
- Features a finished, full, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Other
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Situated in a prime Niagara-on-the-Lake location, 214 Mary Street presents a fully updated residence set on an impressive 64 x 208 ft lot, offering over 2,300 sqft of refined living space. Designed with comfort and style in mind, the home showcases soaring ceilings, a modern chef-inspired kitchen, beautifully appointed bathrooms, and a long-lasting metal roof. Currently operated as a licensed short-term rental, the property produces approximately $100,000 in annual income, making it an exceptional turnkey investment. Multiple living areas, a finished lower level, and a sun-filled solarium provide versatile space for both guests and owners. Just a short walk to Old Town, renowned wineries, golf courses, dining, and entertainment, this property offers a rare blend of lifestyle and income potential in one of Ontario's most desirable destinations.
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Pricing & Value Insights
Data-driven valuation for 214 Mary Street, Niagara-on-the-Lake, ON L0S 1J0
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $1,190,000 in Niagara-on-the-Lake, the legal minimum down payment is $238,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,275 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,275.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.