29 Circle Street, Niagara-on-the-Lake, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 101 - Town. Expertly crafted featuring premium brick front construction, this residence presents an exceptional opportunity offered at $1,045,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 120 x 105.16 ft lot
- Features a partially finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
- 5.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Other
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
29 Circle Street is located in the highly desirable Chautauqua enclave of Old Town Niagara-on-the-Lake, a quiet and established neighbourhood known for its mature trees, walkability, and rich history. Set on a generous 72' wide lot, this timeless brick bungalow offers 3 bedrooms, 2 full bathrooms, an attached single-car garage, and a private fenced backyard. The main floor features a bright, functional layout with generous principal rooms and comfortable everyday living space. The lower level includes a recently renovated recreation room (2026) offering fresh and flexible additional living space, along with a wood burning fireplace, 3-piece bathroom, and separate entrance. With its solid bungalow layout, generous lot, and sought-after Chautauqua location, 29 Circle Street presents an excellent opportunity to enjoy now, update over time, or reimagine in one of Niagara-on-the-Lake's most charming neighbourhoods. A short walk to Queen Street shops, restaurants, theatres, parks, wineries, and golf, this home offers both lifestyle and long-term potential.
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Pricing & Value Insights
Data-driven valuation for 29 Circle Street, Niagara-on-the-Lake, ON L0S 1J0
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $1,045,000 in Niagara-on-the-Lake, the legal minimum down payment is $209,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $17,375 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $17,375.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.