3 Fisher Drive, Niagara-on-the-Lake, ON

$1,199,999
MLS#:X13234740
3 beds
3 baths
2500-3000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,199,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 51.83 x 137.85 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 3 Fisher Drive, an extensively upgraded, original-owner home in the heart of Virgil, built by Mountainview Homes and thoughtfully enhanced over the years with quality finishes, custom details, and major updates throughout. The main floor offers an inviting layout with 9' ceilings, white oak engineered hardwood, architectural arches, wainscotting, upgraded lighting, and a warm living room featuring a custom TV wall, additional window, and beautifully positioned fireplace. The renovated 2024 kitchen is a true showpiece, complete with custom Millbrook cabinetry, Caesarstone countertops and backsplash, Bosch appliances, induction cooktop, professional hood fan, custom range hood, soft-close drawers, updated lighting, and refined tongue-and-groove detailing.The bright dinette features skylights, vaulted ceilings, an oversized sliding glass door, cedar feature wall, and seamless access to the covered rear deck, creating an ideal setting for everyday living and entertaining. Upstairs, the home continues to impress with vaulted ceiling details, convenient upper-level laundry, updated bedrooms, and renovated bathrooms. The primary suite features white oak hardwood, wainscotting, new closet lighting, and a beautifully renovated ensuite by Wiens Construction with a tiled glass shower, bathtub, double vanity, updated tile, fixtures, lighting, and cedar feature wall.Additional updates include new interior doors and hardware, replaced windows, custom Levelor roller shades, updated fire alarms with strobe lighting, newer lighting throughout, refreshed paint, storm and entry doors, new hot water tank, new air conditioner, and an updated garage with wainscotting. Outside, enjoy landscaping, fenced yard, dog run, backyard shed, enlarged covered deck, and nearly 20 years of established trees and shrubs. Located in Niagara-on-the-Lake's most desirable communities, this beautifully maintained and extensively upgraded home offers comfort, style, and lasting pride of ownership.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 19, 2026
Sold price information is available to members only
Listed Date6/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFull, Unfinished
Lot Size51.83 × 137.85 Feet
CountyNiagara
Annual Tax$6,756.27
Legal DescriptionLOT 21, PLAN 30M304, S/T EASEMENT FOR ENTRY AS IN NR97592 ; NIAGARA ON THE LAKE

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Library, School, School Bus Route, Greenbelt/Conservation

Interior Features

Other, Storage

Security Features

Community Features

Location

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3 Fisher Drive, Niagara-on-the-Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3 Fisher Drive, Niagara-on-the-Lake, ON L0S 1T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

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Interest Rate5.25%
Down Payment$240,000 (20.0%)
* Minimum Canadian down payment required for this price is $240,000.
Amortization Period25 Years
Estimated Monthly Payment$5,721Based on a loan of $959,999 over 25 years.
Purchase Price$1,199,999
Loan Amount$959,999
Provincial Land Transfer Tax:$20,475
Total Estimated Closing Taxes:$20,475

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $1,199,999 in Niagara-on-the-Lake, the legal minimum down payment is $240,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,475 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,475.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,477,033

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.