643 Line 7 Road, Niagara-on-the-Lake, ON

$995,000
MLS#:X12678466
3 beds
2 baths
1500-2000 sqft
12.0 parking
Residential Freehold
643 Line 7 Road, Niagara-on-the-Lake, ON L0S 1J0
⚠️

Property no longer active

This property was sold on January 21, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 105 - St. Davids. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $995,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 427.36 x 1251.34 ft lot
  • Features a development potential, full, separate entrance, walk-up, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Nestled in the heart of Niagara-on-the-Lake, this charming 14.5-acre rural retreat offers a rare opportunity to enjoy privacy, natural beauty, and everyday convenience. Surrounded by mature trees and serene landscapes, the property features a welcoming bungalow with three spacious bedrooms, one and a half bathrooms, a cozy living area highlighted by large windows capturing peaceful views, and a bright open-concept kitchen ideal for entertaining. Downstairs is a blank canvas ready for endless possibilities and the separate entrance makes it ideal for a second unit offer additional income or a multi-generational family set up. Outside you'll find an over-sized 2 car garage, a peaceful, private yard and trees as far as the eye can see. Whether you're seeking a tranquil escape, a connection to nature, or a quiet lifestyle just minutes from world-class wineries and the historic Old Town, this exceptional property delivers endless possibilities. Enjoy the best of rural living with easy access to amenities, schools, shopping, and major highways, all within one of Ontario's most sought-after locations.

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Property Summary

This detached home located at 643 Line 7 Road, Niagara-on-the-Lake is currently for sale and has been available on SousaSells for 210 days. This property is listed at $995,000 with an estimated mortgage of $3,312* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 643 Line 7 Road, Niagara-on-the-Lake is in the 105 - St. Davids neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 105 - St. Davids, Niagara-on-the-Lake.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Niagara-on-the-Lake.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 21, 2026
Sold price information is available to members only
Listed Date1/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementDevelopment Potential, Full, Separate Entrance, Walk-Up, Unfinished
Lot Size427.36 × 1251.34 Feet
CountyNiagara
Annual Tax$3,089
Legal DescriptionPT TWP LT 101 NIAGARA AS IN RO754305 TOWN OF NIAGARA-ON-THE-LAKE

Parking & Garage

Parking Total12.0
Parking Space8
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Carpet Free

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 643 Line 7 Road, Niagara-on-the-Lake, ON

Q.What is the asking price for 643 Line 7 Road, Niagara-on-the-Lake, ON ?

The current listing price for 643 Line 7 Road, Niagara-on-the-Lake, ON in 105 - St. Davids, Niagara-on-the-Lake is $995,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 643 Line 7 Road, Niagara-on-the-Lake, ON ?

643 Line 7 Road, Niagara-on-the-Lake, ON is a Detached (Bungalow) featuring a Development Potential, Full, Separate Entrance, Walk-Up, Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 12.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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643 Line 7 Road, Niagara-on-the-Lake, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 643 Line 7 Road, Niagara-on-the-Lake, ON L0S 1J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara-on-the-Lake.

Configure Loan Settings

Interest Rate4.00%
Down Payment$298,500 (30.0%)
* Minimum Canadian down payment required for this price is $74,500.
Amortization Period30 Years
Estimated Monthly Payment$3,312Based on a loan of $696,500 over 30 years.
Purchase Price$995,000
Loan Amount$696,500
Provincial Land Transfer Tax:$16,375
Total Estimated Closing Taxes:$16,375

About Purchasing a Home in Niagara-on-the-Lake, ON

For a property listed at $995,000 in Niagara-on-the-Lake, the legal minimum down payment is $74,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,375 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,375.

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105 - St. Davids, Niagara-on-the-Lake Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 105 - St. Davids, Niagara-on-the-Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,514,522

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 105 - St. Davids, Niagara-on-the-Lake

Elementary Schools

Crossroads
Public1350 Niagara Stone Road, Niagara-on-the-Lake, Ontario, L0S 1J0
9.0
St Michael
Public387 Line 3 Road, Niagara-on-the-Lake, Ontario, L0S 1J0
7.9

Secondary Schools

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105 - St. Davids, Niagara-on-the-Lake Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.